What if there was a legal way to eliminate taxes on millions of dollars in investment gains—permanently? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Michael Malloy, a global authority on Private Placement Life Insurance (PPLI). With over 30 years of experience helping wealthy families protect and grow their assets, Michael shares how this little-known strategy can transform the financial future of entrepreneurs, real estate investors, and crypto holders.

Patrick and Michael dive into the structure and benefits of PPLI, how it fits into a larger wealth-building strategy, and why it’s one of the most powerful yet underutilized tools available to high-net-worth entrepreneurs. Listeners will walk away with a clearer understanding of how to reduce tax exposure, protect their assets from lawsuits or divorce, and create legacy wealth—without giving up control of their investments.

Key Takeaways:

• What Private Placement Life Insurance (PPLI) is and how it works

• Why PPLI is a powerful tool for entrepreneurs with $20M+ net worth or major liquidity events

• How PPLI can shelter crypto, real estate, and even business interests from taxation

• The role of investor control and why it's critical to get the structure right

• Real-life case studies that show both the potential of PPLI

• The importance of assembling the right team, including legal and tax experts, to execute this strategy

• How PPLI fits into a larger strategy to minimize taxes, protect wealth, and optimize legacy planning

Learn More About Michael:

Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What makes a business truly successful? It’s not just about having a great product or strong marketing—it’s about building a team that is engaged, motivated, and aligned with your vision. In this episode of The Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Haley Grayless, CEO and Founder of Vaxa Collective, to discuss the critical role of leadership and workplace culture in driving business success. Haley shares her expertise on how to create a thriving, high-performing team by focusing on emotional intelligence, psychological safety, and performance accountability.

Whether you're struggling with disengaged employees, high turnover, or unclear communication, this episode is packed with actionable insights to help you build a culture that attracts and retains A-players. Haley outlines her five pillars of successful leadership, explains why psychological safety is the #1 predictor of high-performing teams, and provides practical strategies that entrepreneurs can implement today. If you want to lead with purpose, develop a winning team, and take your business to the next level, this is a conversation you won’t want to miss!

Key Takeaways:

• The biggest culture mistakes that kill team performance and how to avoid them.

• The five pillars of successful leadership that every entrepreneur needs to master.

• Why psychological safety is crucial for innovation and long-term success.

• How to create clear expectations and accountability without micromanaging.

• Strategies to attract and retain top talent by building a purpose-driven workplace.

Learn More About Hayley:

• Official Website: Vaxa Collective

• Email: haley@vaxacollective.com

• Instagram: @haleytheleadershipcoach

Episode Resources:

• Dare to Lead by Brené Brown

• Extreme Ownership by Jocko Willink

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What if the key to unlocking your next level of business growth isn’t another tool or tactic—but a room full of trusted advisors?

In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Evan Kraut, co-founder and managing partner of Board Stream, a company that builds and manages advisory boards as a service. With a rich background in startup growth, private equity, and executive leadership, Evan shares how the right advisory board can help entrepreneurs gain clarity, avoid costly mistakes, and scale more effectively. Whether you’re running a high-growth business or just starting to build out your executive team, this episode offers powerful insights into how to structure strategic, customer, and project advisory boards—and why every entrepreneur should be thinking about this sooner rather than later.

If you’ve ever wondered when it’s time to bring in outside perspective, how to attract the right people to your board, or how to turn feedback into real results—this conversation delivers. Patrick and Evan walk through real-world examples, common pitfalls, and the steps to getting started, giving you a framework that can transform the way you lead and grow your companies.

Key Takeaways:

• Why advisory boards often outperform masterminds and peer groups

• How to know when your business is ready for a formal advisory board

• The difference between strategic, customer, and project advisory boards

• What to include in an effective advisory board charter

• How to keep advisors engaged through structure, communication, and follow-up

• Why diversity of thought is critical to getting better outcomes

• How Board Stream helps entrepreneurs build advisory boards that work

Learn More About Evan:

• Official Website

• LinkedIn

Episode Resources:

• Traction by Gino Wickman

• EOS tools

• BoardStream.ai Resources

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien