🔹 Mark Cuban’s Impact on Business Awareness

• Known for his role on Shark Tank, Cuban has helped the public understand business strategies.
• Sold Broadcast.com in the 90s for billions, a deal that wouldn’t have the same valuation today.

🔹 AI’s Role in Business & the Economy

• Cuban warns that companies must excel in AI or risk going out of business.
• AI’s future impact is still uncertain, but its influence on various industries is growing.
• Comparisons to the internet era—while some businesses disappeared, strong companies adapted and thrived.

🔹 Why You Should Learn AI

• Whether you’re an entrepreneur, employee, or executive, understanding AI is crucial.
• AI knowledge is becoming essential for conversations in marketing, sales, and management.
• Basic AI tools are available—spending even 30-45 minutes exploring AI can give you an edge.

🔹 Get Expert Guidance

• Need professional advice? Access live one-on-one consultations with:
  • Licensed private investigators
  • Commercial insurance brokers
  • Real estate title examiners
  • Civil court mediators
  • General contractors
• Visit ActualHum.com to connect with experts and get personalized insights.

👉 Don’t get left behind—start learning AI today!

Podcast Episode Show Notes / Description

• Understanding EV Batteries
  • The most valuable component of an electric vehicle (EV) is its storage battery.
  • Unlike traditional gasoline vehicle batteries, EV batteries are large, flat, and often a structural part of the car.
• Why EV Battery Condition Matters
  • The battery’s health is the most crucial factor when buying a used EV.
  • More important than checking tires, shocks, or brakes.
  • The electric motors in EVs last longer than gasoline engines because they don’t have combustion or moving reciprocal parts.
• Battery Wear and Testing
  • EV batteries go through charge and discharge cycles, leading to wear over time.
  • Always test the battery before purchasing a used EV.
  • Use a reputable third party for testing rather than relying on the dealer.
  • Check for warranty options that may be available based on battery condition.
• Consult with Licensed Experts
  • Need expert guidance? Get one-on-one consultations with licensed professionals:
    • Private investigator
    • Commercial insurance broker
    • Real estate title examiner
    • Civil court mediator
    • Licensed building contractor
  • Visit actualhum.com to schedule a session and get professional insights.

🔗 Check the link below for battery testing options and expert consultations.

Episode Show Notes: Vehicle Seizures & Title Issues

• Law Enforcement & Vehicle Seizures
  • Authorities are now considering seizing vehicles involved in street takeovers.
  • Concerns arise for innocent bystanders—could their cars be seized too?
• Challenges with Vehicle Titles & Impoundment
  • If a vehicle is seized or impounded, retrieving it without a physical title can be extremely difficult.
  • Losing your title or not transferring ownership in time could result in losing your car to an auction.
  • Towing companies may sell impounded vehicles if the title issue isn't resolved quickly.
• How to Protect Yourself
  • Always keep your vehicle title accessible to avoid unnecessary loss.
  • Stay informed about auto seizure policies in your area.
  • Avoid situations that could lead to vehicle confiscation.
• Expert Guidance Available
  • Visit ActualHum.com for live, one-on-one private video consultations with experts.
  • Get personalized advice on vehicle title issues and legal concerns.
• More Helpful Content
  • Check out other videos on our channel for additional insights on related topics!

Let me know if you’d like any adjustments! 🚗💨

In this episode, we discuss:

• Why the used car market is experiencing pricing disruptions
• The impact of the 2021 new car manufacturing crisis on today's used car availability
• Supply chain issues, factory shutdowns, and inventory shortages that led to fewer new cars being produced
• How the lack of new cars in 2021 and 2022 is now affecting the availability of used cars
• What to expect when shopping for a used car today – higher prices, older models, and limited selection
• Why in some cases, buying a new car might be a better option
• Tips for bridging the gap—considering older vehicles in good condition
• The importance of vehicle history checks and title research before purchasing a used car
• How to avoid potential title problems when buying a used vehicle

Looking for more insights?
📌 Watch more episodes for expert advice on vehicle titles, market trends, and legal issues related to car ownership.

You're Not Alone: Many victims of pig butchering scams feel ashamed or blame themselves, but even professionals like retired law enforcement officers, attorneys, CEOs, and accountants have fallen victim to these sophisticated frauds.

Scammer Tactics:

• Scammers use highly calculated psychological manipulation, often with the help of psychiatrists and psychologists.
• They build trust over time, sometimes weeks or months, without ever directly asking for money at first.

Steps to Take if You've Been Scammed:

1. Don’t Blame Yourself – These scams are designed to be deceptive and are not a reflection of your intelligence or character.
2. Try to Recover Your Money – Report the fraud immediately to your bank, though recovery depends on timing and the bank’s policies.
3. Explore Third-Party Liability – Some external entities may hold responsibility and can be pursued for financial recovery.
4. Utilize Digital Forensics & Open-Source Intelligence – These methods can help trace the flow of stolen funds.

Additional Resources: Click the link below for more detailed guidance on fund recovery from Ponzi schemes and online scams.
Take Action: Don’t hide in shame. These scammers are calculated and manipulative—seeking help and exploring recovery options is the best step forward.
More Helpful Content: Check out our other videos for insights on scams, fraud recovery, and financial protection.

Episode Show Notes / Description

• Topic: Negative Equity on Car Loans – A Growing Problem
• Source: Auto Blog reports that negative equity in car loans is worsening.
• Issue: Many vehicle owners owe more than their car is worth—by a significant amount.
• Expert Advice:
  • Avoid rolling negative equity into a new car loan; it only worsens your financial situation.
  • Consider a car short sale or other solutions to eliminate negative equity.
  • Click the link below for more details or to arrange a consultation with a certified title agent.
• Need Expert Help?
  • ActualHuman.com offers live one-on-one private video consultations with industry professionals, including:
    • Licensed investigators
    • Insurance brokers
    • Mortgage brokers
    • Real estate brokers
    • Certified real estate title examiners
    • Certified civil court mediators
  • Get expert advice on vehicle financing, real estate, insurance, and more.
• Book Your Consultation Today: Use the link below to schedule a private session with a professional.
• Thank You for Watching! Stay tuned for more insights from Actual Human Advisory on Describe TV.

Episode Show Notes / Description

🔹 Troubling Trends in the Auto Market

• 25% of trade-ins toward new car purchases have more than $10,000 in negative equity (according to Edmunds).
• Negative equity means you owe more than your car is worth—a growing issue for car owners.

🔹 How Negative Equity Adds Up

• Historically, negative equity was around $1,000 - $2,000 but has now skyrocketed.
• If you owe $30,000 on a car only worth $20,000, the $10,000 negative equity rolls into your next car loan.
• This makes new car payments even higher and adds more financial strain.

🔹 Options to Escape Negative Equity
✅ Avoid trading in with negative equity – It adds debt to your new loan.
✅ Avoid voluntary repossession – This leads to a deficiency judgment.
✅ Consider a car short sale – A method to sell your car for less than you owe with lender approval.

🔹 How a Car Short Sale Works

• Work with your lender to file necessary documents (e.g., evaluation report, sale affidavit).
• Many lenders prefer short sales over repossessions as they recover more value.
• Some lenders may waive part of the negative equity or allow you to pay off a smaller portion in installments.

🔹 The Cost of Carrying Negative Equity

• If you roll $10,000 of negative equity into a new loan at 10% interest, you’ll pay $1,000 extra per year in interest alone.
• A short sale can help you avoid paying full interest on negative equity.

🔹 Need Help?
📌 Click the link below to start the car short sale process.
📌 Book a live consultation with a certified title expert for personalized advice.
📌 Have questions? Drop them in the comments!

🎥 Watch more videos at ActualHum.com & Describe.tv!

🔹 The Growing Issue of Negative Equity in the Auto Market

• A troubling trend: More vehicle owners now have higher negative equity than ever before.
• Edmunds, a respected automotive publication, reports that 25% of trade-ins have over $10,000 in negative equity.

🔹 What is Negative Equity?

• It means you owe more on your car loan than the car is worth.
• In the past, negative equity was around $1,000-$2,000, but now it’s skyrocketing.

🔹 Why This Matters

• If you trade in a car with negative equity, the debt rolls into your new car loan, increasing your financial burden.
• Depreciation on your new car makes the situation worse, leading to even deeper negative equity over time.
• Voluntary repossession isn’t a good option—it results in a deficiency judgment, leaving you liable for the remaining balance.

🔹 The Solution: Car Short Sale

• A car short sale allows you to sell your vehicle for less than you owe, with lender approval.
• This process helps you avoid repossession, limit financial damage, and move on to a more affordable vehicle.
• You can sell the car privately or through a dealer.

🔹 How Does a Car Short Sale Work?

• You file a package with your lender, including a valuation report, sale affidavit, and financial documents.
• Lenders may waive part of the negative equity or offer a manageable repayment plan.
• Unlike a trade-in, a short sale prevents your negative equity from getting added to a new loan with high interest

🔹 Need Expert Help?

• 📌 Live one-on-one consultation available—speak with a certified title expert about your options.
• 📌 Get assistance with auto loans, real estate records, civil court mediation, business development, and more.

🔹 Want to Learn More?

• Click the link below to start your car short sale process.
• Leave your questions and comments below!
• Subscribe for more expert advice on financial and legal matters.

🚗 Don’t let negative equity hold you back—take control of your auto finances today!