Can’t Afford a House Without a Partner?
You’re Not Alone.
In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠We dive deep into:Why more buyers are teaming up (romantically or with family) to enter the Sydney marketThe emotional cost of tying a mortgage to a relationship too earlyRelationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️Personal stories from Q & Grace on buying property young—without help—and what they learnedThe 3 fights rule before you buy with a partner 👊💍Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.#ModernDating#DatingApps#RelationshipAdvice#LoveAndMoney#DatingInYour20s#FinancialCompatibility#RedFlags#GenWPodcast#ThatHomeLoanDude#QHuynh#GraceAndQ#MortgageBrokerPodcast#PropertyTalkAustralia#FinanceAndRelationships- NOT FINANCIAL ADVICE - 🙏Book a 15min or 60min call with me if you have any questions Go to: www.callhomeloandude.com

Hey friend,
You might be wondering why people are talking about Gough Whitlam again — after all, it’s been 50 years since his dismissal. But here's the thing: for first-generation Aussies like us, especially those from migrant backgrounds, this isn't just political history. It's personal.
Whitlam gave Australia free university and Medicare — sure. But he also rejected thousands of Vietnamese refugees, including families like mine. Behind closed doors, he called them names and shut the door on people fleeing war. That moment? It didn't just shape policy. It shaped the nervous systems of our parents — and us. Even if we didn’t live it directly, we carry it. In the way we save. In the way we fear debt. In the way we hesitate to invest or trust the system.
If you’re the child of migrants, you’ve probably felt it: the guilt around money, the fear of making a wrong move, the voice in your head saying, “Don’t be greedy,” even when you just want to buy a home. That’s not a mindset issue — that’s money trauma. And it’s not just about numbers. It’s emotional. It’s generational.
This letter — this message — is to remind you: we’re allowed to build wealth. We’re allowed to heal. And we don’t have to operate from fear or survival mode anymore.
If you’ve ever said, “I’ll wait till the market cools,” or “I’m just not ready,” maybe ask yourself — is it really about money? Or is it fear? Fear passed down from parents who were once told they didn’t belong.
There’s a path to healing. I’ve walked it. And I’ve helped thousands of other first-gen Aussies do the same — turning inherited trauma into clarity, confidence, and wealth.
You’re not alone in this. And you’re not broken. You’re just carrying stories that were never yours to begin with.
Let’s rewrite them — together.

Is Your Childhood the Reason You’re Still Broke?
You might know how to budget, save, and hustle — but if you grew up watching your parents stress over bills or fear mortgage repayments, you’re likely carrying money trauma, not just bad habits.
In this video, we unpack how childhood financial stress, intergenerational scarcity, and emotional dysregulation are quietly sabotaging your ability to build wealth — especially through property.
From why migrant kids overthink every money move, to how trauma shows up in your nervous system when applying for a loan, this isn’t just another real estate advice video — it’s a truth bomb.
✅ Why budgeting alone isn’t enough
✅ How trauma causes financial procrastination
✅ What to do if you feel stuck, anxious, or unworthy of wealth
✅ And how to finally shift from survival mode to strategic investing
Whether you’re a renter, first home buyer, or anxious investor — this is the healing-led money conversation you never knew you needed.
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📲 Watch now & grab your Money Healing Before Property Checklist below.
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Get it here: https://bit.ly/4kDrgRi

Serviced Apartments: The 6% Rental Guarantee Scam No One Warns You About
If it sounds too good to be true — it probably involves a rental guarantee, a dodgy leaseback, and a serviced apartment in a city no one wants to visit anymore.
In this savage breakdown, I’m exposing the shady truth behind serviced apartments in Australia — the hidden risks, fake returns, and legal traps catching out everyday investors. You’ll discover why banks won’t touch them, why you can’t resell them, and how thousands of Aussies are getting lured into financial regret with the promise of “passive income.”
⚠️ Thinking about buying a serviced apartment because of the sexy 6% return?
Watch this video before you make one of the biggest financial mistakes of your life.
🧨 Because what looks like a high-yield property… might actually be a cash-burning lemon dressed in a rental guarantee.

The Dark Truth About Property Caveats in Australia (And How They’re Screwing Over Homebuyers)
Buying a property in Australia? Think you’re safe after signing the contract and paying your deposit? Think again.
Thousands of Aussie buyers are getting blindsided by property caveats — a little-known legal tool that allows anyone with a so-called "interest" to block your settlement.
In this no-BS video, I unpack:
What a caveat is (and why it’s not as protective as it sounds)
How dodgy exes, fake creditors, and even old handshake deals can use caveats to legally sabotage your deal
Real stories of buyers losing homes, deposits, and funding — all because of a wrongly lodged caveat
The dark side of the caveat system: delays, defaults, $25k legal battles, and how the rich always win
And why this legal loophole is quietly screwing over first home buyers, investors, and everyday Aussies in broad daylight
⚠️ If you’re a buyer, don’t wait until it’s too late.
Caveats can stop your property deal cold — even if you're doing everything right.
👊 I’m Q, Australia’s most followed TikTok mortgage broker, and I help buyers beat this rigged system every week.
Book your 15 or 60-minute strategy call before the window closes.

Is the Australian Government About to Tax Your Super — Even If You Haven’t Sold Anything?
In this video, we expose the dark side of the proposed superannuation tax on unrealised capital gains over $3 million. While politicians are calling it a “modest reform,” this policy could set a dangerous precedent — one that punishes everyday Aussies for building long-term wealth.
We’ll unpack how this new super tax could impact SMSFs, property investors, and middle-class retirees, even if you're not “rich” today. From taxing paper profits to valuation nightmares, and liquidity traps that force asset sales, this isn’t just about your super — it’s a shift in the way wealth is taxed in Australia.
You’ll also learn why this move opens the door for future property tax changes, and how inflation could quietly drag more Australians into this bracket. If you’re planning to grow your super, invest in property, or retire comfortably, you need to watch this.
👉 Don’t get caught off guard. Book a 15 or 60-minute strategy call with me — I’ve already helped thousands of Aussies protect their wealth and navigate this mess.

🚨 2025 Aussie Property Forecast: The Lie No One Tells You 🚨
Everyone’s saying property prices will boom, rates will fall, and first home buyers are "getting a chance." But here’s the truth: the latest 2025 property forecasts are a masterclass in gaslighting. Behind the media hype lies a system built for debt, inequality, and wealth transfer — and Millennials & Gen Z are the ones paying the price.
Banks like NAB and Westpac predict rate cuts in 2025, but who benefits first? Not first home buyers. It’s cashed-up investors with equity who pounce fast. Meanwhile, supply shortages are being weaponized — the housing shortage isn't a crisis, it's a business model to keep prices artificially high.
We break down how:
Builders shelve projects while demand rises
Outer suburbs become overhyped traps for naive buyers
Wealthy investors grab off-market deals while first home buyers get stuck with negative equity
Even as property prices rise 4–8% in cities like Brisbane and Adelaide, the average Aussie still struggles because 50% of homes are owned outright. Rich buyers keep bidding, while new buyers are trapped in a treadmill of debt.
Politicians hype up first home buyer schemes with 5% deposits — but this only drives up prices further. In reality, these schemes create debt-loaded buyers who can’t refinance or build real equity.
🔪 The real forecast?
Prices will rise for those who already own. Everyone else is just chasing a bus that left 5 years ago. But with the right strategy, you can still break the system — if you stop listening to media hype and start building long-term generational wealth.
🔥 If you’re serious about beating this system, book a 15min strategy call before my calendar fills up — like thousands of others already have.

Was Captain Cook the First Migrant Property Flipper in Australia?
This bold video flips the colonial narrative on its head — asking: what if Captain Cook wasn’t a hero or villain, but just the first uninvited migrant to profit off stolen land? We explore how Australia's migrant double standards began in 1770 and still impact modern-day policies, property access, and economic gatekeeping. From White Australia roots to housing affordability lies, this episode exposes the brutal truth about who really benefits — and why migrant kids are still locked out. Perfect for first-gen Aussies, property investors, and anyone questioning the system.