In this episode of the Retirement Concepts Podcast, Peter and Lionel dive deep into the client experience of financial planning, sharing how technology and personalised advice help pre-retirees and retirees navigate their financial journey with confidence. From tackling the daunting 'too-hard basket' of finances to building clear, actionable plans, they outline the steps to achieve a secure and fulfilling retirement.

In this episode, you'll learn how embracing technology, like financial apps, can simplify managing your assets and liabilities, the importance of understanding your current financial position, and how professional advice can transform your wealth journey.

Peter and Lionel explain the role of superannuation, the impact of opportunity costs, and the value of ongoing reviews for staying on track.

After this episode, you'll feel equipped to take proactive steps toward financial security and understand the critical role of financial planners in turning your retirement goals into reality.

Discover more tips and insights by grabbing your copy of The Little Book of Retirement Concepts at www.lbrc.au and connect with us on Facebook, LinkedIn, and Instagram.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

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In this episode of the Retirement Concepts Podcast, Peter and Lionel discuss the importance of early retirement planning and how to approach both the financial and lifestyle aspects of retirement, but also who they each work with and their experience working with those people.

In this episode they share:

• Peter's personal experience from attending the Million Dollar Roundtable conference and the surprising realisation that most people have a limited vision of what they’ll do in retirement. While many know their main activities (like golf or travel), few understand the broader complexities of this phase.
• The fact that retirement planning involves over 80 different factors, with finances being just one aspect and how to prepare for the lifestyle changes you'll face.
• An example of why it's important to start retirement planning early.
• Some individual stories of people who are enjoying successful retirements due to thoughtful planning in both financial and lifestyle matters.

If you haven't started your retirement planning now, seek professional advice for both financial and lifestyle preparation to ensure a smooth and rewarding retirement.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Concepts Podcast, Lionel and Peter dive into the critical financial considerations for a secure and enjoyable retirement. They explore the essential steps to build and optimise superannuation, offering actionable advice for employees, business owners, and self-employed individuals.

The episode highlights:

• Why early preparation and contributions to superannuation are vital for long-term financial security.
• The benefits of leveraging concessional and non-concessional contributions for tax-efficient wealth growth.
• Misconceptions about relying on property or businesses for retirement income and the potential pitfalls of these strategies.
• The power of compound interest and why starting early can make a significant difference.
• Practical strategies for business owners to balance immediate financial demands with future retirement planning.

Lionel and Peter also share insights into navigating common superannuation mistakes, such as chasing last year’s best returns, and emphasise the importance of professional advice for making informed decisions.

Tune in to discover how financial strategies, combined with proper planning, can help you achieve a fabulous retirement.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, Linkedin and Instagram.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Concepts Podcast, Lionel and Peter discuss the importance of preparation and planning for a fulfilling and stress-free retirement. Drawing from their extensive experience and insights shared in The Little Book of Retirement Concepts, they delve into key strategies for both lifestyle and financial success during retirement.

The episode highlights:

• Why having a clear retirement plan is essential to reduce financial worries and enjoy your retirement fully.
• The significance of the "Go-Go Years" in early retirement and how to make the most of them.
• The role of health as the foundation for a satisfying retirement lifestyle.
• Insights into organising finances, managing superannuation, and avoiding the trap of unspent wealth.

Lionel and Peter also share their own personal journeys and what inspired them to help retirees live their best lives.

Tune in to learn how professional guidance and practical strategies can help you redefine your retirement and make the most of your golden years.

For more retirement tips and advice, visit www.lbrc.au to grab your copy of The Little Book of Retirement Concepts.

Follow us on Instagram, facebook and linkedin.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Concepts Podcast, Peter and Lionel delve into the role of financial planners in helping pre-retirees and retirees make smart financial decisions and unpack essential lifestyle and financial strategies for retirement. Drawing from decades of expertise and their Little Book of Retirement Concepts, they simplify complex topics, offering actionable advice for pre-retirees and retirees.

In this episode you'll learn why financial planning is like climbing Mount Everest and how the right guide can make all the difference.

Peter and Lionel address common retirement concerns, and the value of professional guidance, highlight the benefits of having a clear financial plan and explain key financial principles, like the benefits of offset accounts for mortgages and the impact of compound interest. After this episode you'll feel encourage to engage with financial planners for a well-guided retirement journey.

Discover how to take control of your finances, reduce worries, and build a clear path toward a fulfilling retirement and get more tips by grabbing your copy of The Little Book of Retirement Concepts at www.lbrc.au

Follow us on Instagram, facebook and linkedin.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

This is the introduction episode for the Retirement Concepts podcast. Hosts Lionel O'Mally and Peter Graham introduce themselves and discuss the topics they will cover in the podcast such as retirement concepts, financial planning, health and fitness in retirement, and more. They also mention their experience in the industry and their goal of sharing their knowledge and advice with their audience. The hosts also discuss their connection through attending the Million Dollar Round Table conferences and how they plan to bring what they have learned to the podcast. Encourage listeners to like and subscribe to this new podcast. Lionel and Peter discuss all things related to retirement. Peter has been in the financial planning industry for 50 years and now works as a retirement coach. He has attended conferences all over the world and has learned the importance of developing a close relationship with clients. The duo also highlights the importance of financial and lifestyle aspects in retirement planning.

Treat yourself with an easygoing podcast that you are bound to take a little gold nugget of wisdom away with you.

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