In this episode of the Retirement Concepts Podcast, Peter and Lionel dive deep into the client experience of financial planning, sharing how technology and personalised advice help pre-retirees and retirees navigate their financial journey with confidence. From tackling the daunting 'too-hard basket' of finances to building clear, actionable plans, they outline the steps to achieve a secure and fulfilling retirement.

In this episode, you'll learn how embracing technology, like financial apps, can simplify managing your assets and liabilities, the importance of understanding your current financial position, and how professional advice can transform your wealth journey.

Peter and Lionel explain the role of superannuation, the impact of opportunity costs, and the value of ongoing reviews for staying on track.

After this episode, you'll feel equipped to take proactive steps toward financial security and understand the critical role of financial planners in turning your retirement goals into reality.

Discover more tips and insights by grabbing your copy of The Little Book of Retirement Concepts at www.lbrc.au and connect with us on Facebook, LinkedIn, and Instagram.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Concepts Podcast, Peter and Lionel discuss the importance of early retirement planning and how to approach both the financial and lifestyle aspects of retirement, but also who they each work with and their experience working with those people.

In this episode they share:

• Peter's personal experience from attending the Million Dollar Roundtable conference and the surprising realisation that most people have a limited vision of what they’ll do in retirement. While many know their main activities (like golf or travel), few understand the broader complexities of this phase.
• The fact that retirement planning involves over 80 different factors, with finances being just one aspect and how to prepare for the lifestyle changes you'll face.
• An example of why it's important to start retirement planning early.
• Some individual stories of people who are enjoying successful retirements due to thoughtful planning in both financial and lifestyle matters.

If you haven't started your retirement planning now, seek professional advice for both financial and lifestyle preparation to ensure a smooth and rewarding retirement.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Retirement Concepts Podcast, Lionel and Peter dive into the critical financial considerations for a secure and enjoyable retirement. They explore the essential steps to build and optimise superannuation, offering actionable advice for employees, business owners, and self-employed individuals.

The episode highlights:

• Why early preparation and contributions to superannuation are vital for long-term financial security.
• The benefits of leveraging concessional and non-concessional contributions for tax-efficient wealth growth.
• Misconceptions about relying on property or businesses for retirement income and the potential pitfalls of these strategies.
• The power of compound interest and why starting early can make a significant difference.
• Practical strategies for business owners to balance immediate financial demands with future retirement planning.

Lionel and Peter also share insights into navigating common superannuation mistakes, such as chasing last year’s best returns, and emphasise the importance of professional advice for making informed decisions.

Tune in to discover how financial strategies, combined with proper planning, can help you achieve a fabulous retirement.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, Linkedin and Instagram.

Hosted on Acast. See acast.com/privacy for more information.