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Mortgage interest rates are currently in the mid to high sixes, with positive movement expected as housing data reports are released this week and reciprocal tariffs appear less impactful than initially feared.

• Consumers without credit scores can qualify for mortgages through both FHA and conventional loans using non-traditional credit
• Having no credit score often results in better interest rates than having a low credit score
• Parents can help children establish credit by adding them as authorized users on credit cards at age 16. Establishing three trade lines with 12 months of payment history provides optimal mortgage qualification
• Success in real estate comes from stepping outside your comfort zone and doing the things you've been avoiding

Make it a goal to do something uncomfortable at least once a week that pushes your boundaries, because growth happens when you're uncomfortable.

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