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This is a BIG one!! Be sure to tune in and listen!!

Mortgage interest rates remain in the mid to high 6's with significant changes coming to FHA mortgage eligibility that will impact non-permanent residents.

Starting May 25th, only US citizens and permanent residents will qualify for FHA loans, while temporary residents with work visas must explore alternative financing options.

• Mortgage rates holding in mid-to-high 6% range with potential to move lower later this year
• Major FHA policy change eliminating eligibility for non-permanent residents effective May 25th
• Alternative options include Fannie Mae and Freddie Mac loans requiring higher credit scores (680+)
• US citizens living abroad face challenges with automated underwriting systems
• Tariffs may potentially help lower mortgage rates by increasing treasury demand
• Q1 ending provides opportunity to reassess business goals and make necessary adjustments

Find me on Facebook - Angie Gerber and Nikki Erickson or Kevnick Group, and on Instagram and TikTok @mortgagesfromMNtoAZ where I share regular updates and answer your mortgage questions.

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Nothing Changes if Nothing Changes - Awaken your Awareness today!!

Grab my eBook in my Stan.Store/AngieGerber

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
https://stan.store/AngieGerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
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Mortgage interest rates are currently in the mid to high sixes, with positive movement expected as housing data reports are released this week and reciprocal tariffs appear less impactful than initially feared.

• Consumers without credit scores can qualify for mortgages through both FHA and conventional loans using non-traditional credit
• Having no credit score often results in better interest rates than having a low credit score
• Parents can help children establish credit by adding them as authorized users on credit cards at age 16. Establishing three trade lines with 12 months of payment history provides optimal mortgage qualification
• Success in real estate comes from stepping outside your comfort zone and doing the things you've been avoiding

Make it a goal to do something uncomfortable at least once a week that pushes your boundaries, because growth happens when you're uncomfortable.

Support the show

Nothing Changes if Nothing Changes - Awaken your Awareness today!!

Grab my eBook in my Stan.Store/AngieGerber

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
https://stan.store/AngieGerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

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The real estate industry is undergoing dramatic changes with brokerages taking on private equity, reshuffling leadership, and adapting their business models to survive in the evolving market.

As agents, we must balance serving our clients excellently while also staying informed about industry developments that directly impact our businesses and long-term wealth creation.

Topic Covered in this episode:

• Traditional brick-and-mortar brokerages have multiple layers of ownership where commissions flow up from agents to team leads, franchise owners, and corporate leadership

• The transformation in real estate parallels other industries that were disrupted by technology platforms (Netflix vs Blockbuster, Uber vs taxis)

• Building your own wealth rather than someone else's - get an exit strategy!! Creating an exit strategy in real estate allows agents to build willable assets and avoid selling homes into their 70s

• Having the right business partners can accelerate success by providing strategic advantages and industry insights

Reach out to explore partnership opportunities that could help you build wealth while still providing excellent service to your clients. You don't need to choose between client service and business awareness—the most successful agents excel at both.

Support the show

Nothing Changes if Nothing Changes - Awaken your Awareness today!!

Grab my eBook in my Stan.Store/AngieGerber

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Schedule a free discovery call with me.
I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

Check out my YouTube Channel - So many ways to stay connected and plugged in!
AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
https://stan.store/AngieGerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/