Ghazi Farrad

Demystifying credit inquiries, this book details the distinction between soft and hard inquiries. It explains how soft inquiries, like those from credit monitoring apps, don't negatively affect your score, while hard inquiries, such as those from loan applications, do.

“Thank You Father” serves a dual purpose: to express deep appreciation for the lessons and support received from my father and to explain my decision to change my name. I acknowledge the potential for disagreement and misunderstanding, especially given the generational differences between us.

"Dear Angel" is a poignant and deeply personal collection of letters, each addressed to a significant person in my life, both living and deceased. The book explores themes of loss, grief, redemption, and the complex bonds of family and friendship within a challenging urban environment.

"26" is a raw and candid exploration of modern sexuality, particularly from a male perspective. The book delves into the author's personal experiences with sex, relationships, and the often-conflicting societal expectations surrounding them.

How to Get an 800 Credit Score in 90 Days with $60 is a self-help guide promising a rapid transformation of one's credit profile. Targeting both young adults starting with a blank slate and those seeking to repair damaged credit, the book outlines a strategy to achieve a coveted 800 credit score

House Speech is a personal narrative, a combination of a heartfelt speech and a reflection on life's trials and triumphs, centered around my significant achievement: purchasing my first home. It's a story of resilience, faith, and the breaking of generational curses.