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Brian Akers and Paul Franco discuss retirement planning and financial literacy and how to retire once! They emphasize the importance of personalized planning, understanding an individual's unique financial situation and goals, and managing cash flow effectively. They also discuss the significance of reducing volatility through protected investments and individualized portfolio design in volatile markets. Additionally, they highlight the importance of understanding current pension plans and social security, and saving through workplace plans and other accounts.


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Brian Akers and Paul Franco, financial advisors from AKERS Financial Group, discuss the myths of conventional financial wisdom on their radio show "Winning in Retirement." They emphasize the importance of personalized financial planning over generic advice. Key points include the misconception that Medicare covers long-term care, the necessity of planning for long-term care, and the need for proper estate planning. They also address the fallacy that taxes will be lower in retirement, the importance of Roth IRAs, and the impact of Social Security benefits on taxation. The hosts advocate for a balanced investment strategy that protects and grows wealth, tailored to individual needs.

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Brian Akers and Jeff Akers discuss strategies for minimizing taxes in retirement through the concept of "levelizing." They explain how current tax decisions can impact future tax liabilities, emphasizing the importance of understanding tax brackets and the benefits of contributing to Roth accounts. They highlight that the 2025 tax brackets range from 10% to 37%, with significant jumps at certain income levels. They also discuss the impact of state taxes, such as Maryland's, and the potential benefits of moving to tax-free states. The key takeaway is to plan now to pay less tax over a lifetime, ensuring financial stability in retirement.

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Brian Akers and Jeff Akers, Certified Financial Planners, discuss inheritance planning on their radio show "Winning in Retirement." They emphasize the importance of proper estate planning, including naming beneficiaries and setting up trusts. They highlight the concept of "estate flow" to outline where money goes upon death. They explain the tax implications of inheritance, such as step-up basis for stocks and tax-free status for life insurance payouts. They also discuss the importance of planning for special needs and the role of trusts in managing inheritances. The show aims to educate listeners on the complexities of inheritance and the need for thorough financial planning.

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Brian Akers and Paul Franco from AKERS Financial Group discuss the importance of having an advisor who solves financial problems rather than just selling products. They emphasize understanding client needs, planning for retirement, and ensuring financial security. They highlight cases where clients lacked basic financial planning, faced tax issues, and needed guidance on inheritance and annuity reviews. The advisors stress the importance of comprehensive financial planning, including tax and estate planning, and the value of having a trusted advisor who provides unbiased advice and long-term support. They encourage listeners to schedule free consultations to ensure their financial plans are on track.

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Brian Akers and Paul Franco discuss the importance of financial planning in retirement. They address common questions such as when to retire, whether one has enough income, tax planning, and investment strategies. They emphasize the need for a comprehensive financial plan tailored to individual circumstances. Akers highlights the significance of cash flow, tax planning, and the 4% withdrawal rate. Franco shares examples of clients' financial situations, such as a federal employee who could retire immediately and a couple planning tax-efficient strategies. They stress the importance of understanding one's financial fingerprint and seeking professional advice to ensure a secure retirement.