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Brian Akers and Jeff Akers, Certified Financial Planners, discuss inheritance planning on their radio show "Winning in Retirement." They emphasize the importance of proper estate planning, including naming beneficiaries and setting up trusts. They highlight the concept of "estate flow" to outline where money goes upon death. They explain the tax implications of inheritance, such as step-up basis for stocks and tax-free status for life insurance payouts. They also discuss the importance of planning for special needs and the role of trusts in managing inheritances. The show aims to educate listeners on the complexities of inheritance and the need for thorough financial planning.

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Brian Akers and Paul Franco discuss the importance of financial planning in retirement. They address common questions such as when to retire, whether one has enough income, tax planning, and investment strategies. They emphasize the need for a comprehensive financial plan tailored to individual circumstances. Akers highlights the significance of cash flow, tax planning, and the 4% withdrawal rate. Franco shares examples of clients' financial situations, such as a federal employee who could retire immediately and a couple planning tax-efficient strategies. They stress the importance of understanding one's financial fingerprint and seeking professional advice to ensure a secure retirement.

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Brian Akers and Jeff Akers discuss strategies for maximizing retirement savings in 2025. They highlight the importance of contributing to retirement plans, emphasizing the tax advantages of qualified plans like IRAs and 401(k)s. For IRAs, the base limit is $7,000 annually, with a $1,000 catch-up for those over 50, totaling $8,000. Employer-sponsored plans allow up to $23,500 annually, with a $7,500 catch-up for those over 50, totaling $31,000. They also discuss the benefits of Roth IRAs, which offer tax-free growth and withdrawals, and the importance of starting early and regularly reviewing and contributing to retirement accounts.

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Brian Akers and Alex Monk discuss the concept of "rothification," or converting pre-tax retirement accounts to Roth IRAs to pay taxes now and enjoy tax-free growth. They explain the history of Roth IRAs, which began in 1998, and the rules for qualified withdrawals at age 59 1/2. They emphasize the importance of tracking contributions on Form 8606 to avoid paying taxes twice. The conversation also covers the benefits of Roth conversions for high-income earners and those nearing required minimum distributions. Additionally, they highlight the strategic use of Roth accounts in estate planning and the potential tax savings for future generations.

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Brian Akers and Paul Franco discuss strategies for minimizing taxes during retirement. They emphasize the importance of understanding your tax bracket and planning accordingly. Key points include the benefits of contributing to Roth IRAs, which offer tax-free growth, and the potential for Roth conversions to reduce future tax liabilities. They also highlight the Qualified Charitable Distribution (QCD) strategy, which allows retirees to donate up to $108,000 annually from their IRAs to charity, thus reducing taxable income. Additionally, they advise on the importance of proper withholding and planning to avoid unexpected tax bills.