Summary: In this episode of Wealth on the Move, host Will Hoffman sits down with fitness expert Stan Vaccari to explore the deep parallels between physical fitness and financial wellness. Together, they discuss how both pursuits demand discipline, accountability, and a long-term strategic mindset. Vaccari draws from his experience in health coaching to emphasize the value of online coaching, the importance of tracking progress, and the common hurdles faced when starting new fitness or financial goals. The conversation touches on the underrated power of walking, post-workout nutrition strategies, and the lifelong benefits of investing in oneself. Reflecting on personal choices and growth, Will and Stan also delve into how historical perspectives shape current trends — including the evolving role of AI in our lives. Like training for a marathon or building wealth, success is best achieved with patience, consistency, and purpose.

Resources:

• SV Coaching Website

Takeaways:

• Fitness and finance are interconnected and influence each other.
• Online coaching can provide better accountability and results than in-person training.
• Discipline in training leads to improvements in other areas of life.
• Starting points in fitness and finance are often the most challenging.
• Setting clear goals and engineering a plan is crucial for success.
• Slow and steady progress is more sustainable than quick fixes.
• Accountability is key to maintaining fitness and financial goals.
• Boring routines can lead to significant results over time.
• Measuring progress is essential in both fitness and finance.
• You don’t need expensive gadgets to track your fitness effectively.
• Walking is a powerful fitness habit that can significantly reduce health risks.
• Post-workout nutrition can be unconventional yet effective.
• Investing in personal development is crucial for long-term success.
• Life choices, such as education paths, can shape future opportunities.
• Understanding and utilizing AI is essential for future success.

Connect with Will Hoffman:

• Hoffman Wealth Management
• (724) 522-5411
• will@hoffmanwealth.com
• LinkedIn: Will Hoffman
• Facebook: Hoffman Wealth Management
• YouTube: Hoffman Wealth Management

Connect with Stan Vaccari:

• Instagram: Stanv_pt
• LinkedIn: Stan Vaccari
• X: Stanvaccari
• YouTube: Stan Vaccari

Summary: In Part 2 of this inspiring conversation, host Will Hoffman dives deeper with Phil and Erin Lockwood, the power couple behind Always Be Changing. This episode explores how they turned their adventurous lifestyle into a sustainable business model. They share how they monetized their YouTube channel, built income streams through brand partnerships, and revived the travel agency model with ABC Trips. Phil and Erin also unveil their online course, ‘Travel Free, Live Rich,’ aimed at helping families learn how to design, fund, and fully embrace a semi-nomadic life. From emotional parenting insights to tactical monetization advice, this episode is packed with practical wisdom for anyone dreaming of breaking the mold and living more freely.

Resources:

• ABC’s Favorite Credit Cards
• ABC’s Online School
• ABC’s Top Travel Insurance

Takeaways:

• Monetizing content goes beyond YouTube ads—brand deals and direct services are more lucrative.
• ABC Trips offers personalized, relationship-driven travel planning with hands-on support.
• Travel agents are resurging in popularity due to value-added experiences and human-level service.
• Their online course ‘Travel Free, Live Rich’ teaches practical steps to fund and sustain global travel.
• Content creation began casually but evolved into a key income stream through consistency and authenticity.
• Most brand opportunities come inbound through email after building credibility and audience.
• Loyalty programs and travel hacking make luxury experiences accessible with planning.
• They emphasize doing it now—before kids are grown, not waiting until retirement.
• Immersive travel (e.g. rice harvesting in the Philippines) creates lifelong family memories.
• The biggest fear? Not money—but whether their parenting choices truly served their kids long-term.

Connect with Will Hoffman:

• Hoffman Wealth Management
• (724) 522-5411
• will@hoffmanwealth.com
• LinkedIn: Will Hoffman
• Facebook: Hoffman Wealth Management
• YouTube: Hoffman Wealth Management

Connect with The Lockwoods:

• Always Be Changing Youtube Channel
• ABC Official Website
• Live Like the Lockwood Family!
• Instagram: Always Be Changing
• Facebook: Always Be Changing
• TikTok: Always Be Changing

Summary: In this episode of Wealth on the Move, host Will Hoffman sits down with Phil and Erin Lockwood—founders of the ‘Always Be Changing’ brand. What began as a shift in educational choices for their children quickly blossomed into a transformational lifestyle change that saw their family exploring all seven continents. The Lockwoods share how they built a life that defies traditional templates—embracing asynchronous cyber schooling, running a remote business, and choosing meaning over money. They explain the philosophy behind their brand, how the pandemic shifted their priorities, and why their adventures are rooted in personal freedom and creative fulfillment. This episode offers a bold take on redefining wealth, education, and how we spend our most valuable resource—time.

Resources:

• ABC’s Favorite Credit Cards
• ABC’s Online School
• ABC’s Top Travel Insurance

Takeaways:

• The Lockwoods intentionally rejected the traditional 9-to-5 lifestyle to design a life rooted in experience.
• They homeschool their children via Ignite Learning Academy, prioritizing flexibility and self-paced learning.
• COVID-19 was a key catalyst in realizing that traditional systems (work, school) no longer served their goals.
• They maintain a home base in Denver while traveling extensively—a semi-nomadic lifestyle.
• Phil continues to run his marketing agency remotely while Erin contributes through content and education.
• ‘Always Be Changing’ originated from Phil’s company culture but evolved into a lifestyle brand and philosophy.
• Off-season travel helped make their global journey surprisingly affordable.
• They consciously chose experience and presence with their children over financial maximization.
• Erin finds joy and purpose in public storytelling, both as a novelist and vlogger.
• Monetization was never the initial goal—but has become a fruitful part of their global journey.

Connect with Will Hoffman:

• Hoffman Wealth Management
• (724) 522-5411
• will@hoffmanwealth.com
• LinkedIn: Will Hoffman
• Facebook: Hoffman Wealth Management
• YouTube: Hoffman Wealth Management

Connect with The Lockwoods:

• Always Be Changing Youtube Channel
• ABC Official Website
• Live Like the Lockwood Family!
• Instagram: Always Be Changing
• Facebook: Always Be Changing
• TikTok: Always Be Changing