Is Infinite Banking really too good to be true? Or are the naysayers just missing the bigger picture?

In this episode, Dave and Paul cover some of the most common objections they’ve encountered when discussing IBC with those who don’t have their own banking system (yet).

From skeptics who believe they don’t need a death benefit because they already have enough assets to those who think a traditional bank loan is the better option—Dave and Paul examine all of these critiques and a few more that you may hear at Thanksgiving dinner or from that one Uncle..

Episode Highlights:

0:00 - Catching up

3:52 - Episode beginning

7:01 - “You fill in the blanks over time”

8:04 - “Buy term and invest the difference”

11:18 - “You’re just in this for the commissions”

15:59 - “I can get a lower interest loan from the bank”

19:56 - “I have enough assets”

28:27 - How to deal with naysayers

30:41 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

In this week’s special episode, Dave and Paul share their most recent webinar!

In this one-hour discussion, the fellas focused on the larger topic of policy loans but also fielded questions about MECs, synchronizing payments, policy management and much more!

In addition to getting exposed to some other IBC users, you’ll also get to hear from them and why they like policy loans – and what they’re doing to create (or upgrade) their own banking system.

Episode Highlights:

0:00 - Intro

3:15 - Policy loans

8:34 - What is a policy loan?

18:13 - (To Will) “Why take a policy loan and not a bank loan?”

19:44 - (To David) “Why take a policy loan and not a bank loan?”

23:19 - Listener question about MECs

28:42 - When PUA needs to be paid (during policy initiation)

31:01 - Follow-up on the PUA question

32:20 - Some other reasons Dave likes policy loans

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

IBC is in the best position to thrive when it’s started early.

In this week’s episode, Dave and Paul discuss juvenile policies – how to properly set them up and what you should watch out for – or avoid.

More importantly, is the “why” for juvenile policies. What are the specific benefits that you and the next generation can gain?

You’ll also get to hear about how this can be a surefire way to ensure your children (and their children) will be millionaires – and how to properly handle that great responsibility.

Episode Highlights:

0:00 - Catching up

1:54 - Juvenile policies (opener)

2:21 - Why?

5:00 - Underwriting problems are minimized

7:53 - Typical premium for juvenile policies

8:51 - The tax-free build-up over time

13:18 - The generation paying the premiums..

15:03 - When death benefit occurs..

17:03 - Procludes any need for social security

19:25 - Estate planning is greatly simplified

23:21 - “Wealth mentality”

26:04 - Promotes the understanding of stewardship

32:24 - OPAI

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:

https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

With so much focus on the details, it can be easy to lose sight of the major “why” for Infinite Banking.

In this week’s episode, Dave and Paul share what they really enjoy about Infinite Banking – and what really makes it work for them. From peace of mind in case of emergencies or the unexpected, to the process itself and the features (and opportunities!) you have access to when you’re your own banker.

Episode Highlights:

0:00 - Introduction

1:39 - Episode beginning

6:02 - How Paul starting planning for retirement

8:02 - “Why would I want to do this?”

11:15 - The policy loan feature

16:24 - “It gives you a license to spend”

17:25 - If you have a paid off house in retirement

21:13 - This only enhances what you’re doing

25:22 - What IBC does for business owners

28:22 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:

https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this week’s episode, Dave and Paul examine a box that most people always want to check: paying off their house.

The reality is, prioritizing these payments could be a big mistake – and Paul shares a real-life story that details just how it can happen.

Episode Highlights:

(0:00) - Introduction

(0:54) - Episode beginning

(4:43) - Processing the IBC process

(5:47) - A liquidity story

(8:43) - Mistake #1

(10:08) - “Cash is king”

(15:05) - Not all loans are created equal

(20:42) - It’s all about the way you think

(24:22) - The future is unknown

(25:50) - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:

https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

In this week’s episode – you get a special sneak-peek into a Wealth Warehouse webinar hosted by Dave and Paul!

The guys field questions from IBC practitioners and prospects alike. From how both Dave and Paul first got involved in IBC, to “how is income verified?”, youth whole-life policies, expanding your system – and much more!

This is a great episode for newcomers to the podcast and Infinite Banking alike!

Episode Highlights:

0:00 - Introduction

1:04 - Episode beginning

2:27 - Start of the webinar

5:14 - “Why did you get involved with IBC?”

9:55 - Your money needs to reside somewhere

10:45 - Financing, investing and opportunities

15:47 - “How is income verified?”

19:13 - Term conversion process

20:58 - Youth whole-life policies

30:09 - Balancing income and premium

36:23 - Converting an existing policy into an IBC policy

38:19 - Converting term insurance

40:21 - Expanding your system

41:37 - IBC design vs. traditional whole-life policies

44:00 - LPUA vs. FPUA

45:36 - Age isn’t a factor

51:45 - Better to start with smaller policies or one big one?

56:37 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

Before you begin your own banking system.

Before you achieve financial freedom and establish a legacy for your family..

You need to read “Becoming Your Own Banker” by Nelson Nash.

Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.

In this week’s follow-up episode, the guys are continuing their speedrun of the IBC process with Nelson Nash’s ‘7 Points to Consider’.

Episode Highlights:

0:00 - Introduction

0:46 - The government “creating” a problem

4:09 - Your POV on ‘the system’

8:01 - “Wealth has to reside somewhere”

17:17 - “You finance everything you buy”

22:25 - “Your need for finance..”

26:22 - Episode wrap-up

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com

Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:

https://us06web.zoom.us/j/82829087795

Becoming Your Own Banker by Nelson Nash:

https://infinitebanking.org/product/becoming-your-own-banker/ref/46/

Visit our website:

https://www.thewealthwarehousepodcast.com/

Before you begin your own banking system.

Before you achieve financial freedom and establish a legacy for your family..

You need to read “Becoming Your Own Banker” by Nelson Nash.

Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.

To speed up this process, Dave and Paul have found a shortcut to that initial “handshake” with IBC when you’re reading ‘Becoming Your Own Banker’. In this week’s episode, they detail how you can get a quick grip on the concept with Nelson Nash’s very own, ‘7 Points to Consider’.

Episode Highlights:

0:00 - Introduction

1:17 - Episode beginning

2:42 - “The one thing I wish I done..”

7:23 - Reasons why you should do IBC

10:08 - “There are only 2 sources of income..”

14:50 - Creating a passive income stream

17:04 - Don’t be afraid to capitalize

18:35 - Owning your OWN banking system

23:47 - “Don’t do business with banks”

24:42 - “When a government creates a problem…”

ABOUT YOUR HOSTS:

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.

David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.

As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.

Visit our website:

https://www.thewealthwarehousepodcast.com/

Catch up with David and Paul, visit the links below!

Website:

https://infinitebanking.org/agents/Fugere494

https://infinitebanking.org/agents/Befort399

LinkedIn:

https://www.linkedin.com/in/david-a-befort-jr-09663972/

https://www.linkedin.com/in/paul-fugere-762021b0/

Email:

davidandpaul@theibcguys.com