In this week's episode, Tony talks about longevity risk, what it means and how it affects financial planning, as well as how it impacts the money you'll require for a secure and happy future.

KEY TAKEAWAYS

• The single biggest challenge for people today is determining how much money they will need in order to secure their future.
• Life expectancy is constantly shifting. In the past 100 years, life expectancy has risen dramatically, altering the futures we all plan for.
• The precarious state of government finances and the inability of government to properly contain annual deficits, suggest there could be concerns in the future.

BEST MOMENTS

'Many people fail to understand longevity factors'

'People are living for longer, and the improvement is more pronounced for men than women'

'The next generations of retirees think that it'll be alright on the night!'

ABOUT THE HOST

Tony Thomas is a published author, one of the top financial advisers in the UK voted for by his clients, the first Chartered Financial Planner in the UK, Independent Financial Adviser, Mentor, Trainer. Life Planner and Money Coach. He is also a pension and investment specialist as well as the regional Chartered Champion for South Wales. 

“Live For Today, Invest For Tomorrow”

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

Today, Tony discusses why it's so crucial for your pension to perform well in the long term, and how a negative or positive flux could impact your future.

KEY TAKEAWAYS

• Pensions represent a long term investment, more so than any other type of investment. This means it has more time to fortify against negative factors in the long run.
• Seeking professional guidance is the best way in which to better secure the performance of your pension. Taking the right advice can mitigate any future hiccups.
• The recent changes in how private pensions may be drawn upon means that many investors will draw on their pension pots more slowly, leaving much of it remaining in investment.

BEST MOMENTS

'The effect of compound returns is real and dynamic'

'An investor who can have better returns, have a far bigger pot after retirement'

'It highlights the importance of seeking help and advice'

ABOUT THE HOST

Tony Thomas is a published author, one of the top financial advisers in the UK voted for by his clients, the first Chartered Financial Planner in the UK, Independent Financial Adviser, Mentor, Trainer. Life Planner and Money Coach. He is also a pension and investment specialist as well as the regional Chartered Champion for South Wales. 

“Live For Today, Invest For Tomorrow”

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

This week, Tony talks to Angel Ribo, known as "The CEO Confidant", about the ways in which he helps corporate CEOs and entrepreneurs to bridge the gap globally for expansion and exposure, as a way to accelerate the growth of their businesses.

KEY TAKEAWAYS

• There is no substitute for experience. Angel is best placed to help an international clientele, as his experience has taken him across the world, and through the journeys of many different corporations.
• There any many different factors to consider before taking your business international. One of the main concerns is the logistical issue.
• Many think that large corporations are the only ones able to go global, but that is not true. Right now, technology has opened up barriers to entry across the planet.
• We don't get anywhere by doubting. We need to take risks, look for the positives, and stride towards success. 

BEST MOMENTS

'That is why I do what I do'

'Internationalisation plays a key role'

'We have developed great relationships with partners in many countries'

'When you are presented with an opportunity, what you should ask yourself is "Why not?"'

ABOUT THE GUEST

Angel RIBO, known as The CEO Confidant, is an Influencer, LinkedIn strategist, International TV Host, Public Speaker, CEO Consultant, Board Member, and Philanthropist. My Most Important Circle of Influence is on LinkedIn - please email me for Audience Demographics ( Total outreach of 56,193 of which 27,368 is on LinkedIn). Begin your proposal by clicking “Contact Me” above.

All my social Media Outlets are accessible here: https://linkfol.io/theceoconfidant

ABOUT THE HOST

Tony Thomas is an author, one of the top financial advisers in the UK voted for by his clients, the first Chartered Financial Planner in the UK, Independent Financial Adviser, Mentor, Trainer. Life Planner and Money Coach. He is also a pension and investment specialist as well as the regional Chartered Champion for South Wales. 

“Live For Today, Invest For Tomorrow”

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

This week, Tony talks to Fenella Hemus, NLP Master Coach and trainer, about the ways in which she uses these techniques and tools to enable people to move past blocks and be the best that they can be.

KEY TAKEAWAYS

• Neuro-linguisitic programming helps people to dismantle the barriers that may be holding them back from achieving greatness. Through careful practice, we can achieve far more with its help.
• High achievers have a strong desire to be perfect at everything. This can result in greater dismay when failure is experienced.
• Adverse childhood experiences can negatively impact health later in life. NLP can help to unlock these hidden traumas and aid in recovery.
• The generation of children we have now are fearful and anxious. They are not born this way, and so it must mean that the levels of anxiety we are feeling is bleeding down to the next generation.

BEST MOMENTS

'These things can stop people having a joyful, successful life'

'Change is exciting!'

'Stress and anxiety are not very good for our mental health'

'Lots of people are feeling disconnected, and it's causing them problems'

VALUABLE RESOURCES

Fenella Hemus LinkedIn - https://www.linkedin.com/in/fenella-hemus/?originalSubdomain=uk

Above Beyond Coaching - https://abovebeyondcoaching.co.uk/

ABOUT THE HOST

Tony Thomas is an author, one of the top financial advisers in the UK voted for by his clients, the first Chartered Financial Planner in the UK, Independent Financial Adviser, Mentor, Trainer. Life Planner and Money Coach. He is also a pension and investment specialist as well as the regional Chartered Champion for South Wales. 

“Live For Today, Invest For Tomorrow”

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

This week, Tony talks to property investor and mentor, Mark Lloyd, about his career, his mentorship programmes, and how he helps others to achieve financial freedom through property investment.

KEY TAKEAWAYS

• Mentoring works best with a hybrid model - a group dynamic aids others in the learning environment, followed by one-on-one time where individual concerns can be addressed.
• The more strategies we have in our arsenal, the better placed we are to take on the differing opportunities that come our way.
• The strategies to focus on in the beginning will all depend upon the capital that an investor has at their disposal.
• Commercial property is a very different strategy and has many more benefits. The tenancies are long term, and the tenants are required to keep the properties in a good state.

BEST MOMENTS

'There didn't seem to be much out there that was answering the training questions of most people'

'What I teach and what I do is quite different...'

'A lot of people think they can't start with a mere £10,000, but I'm telling you, that you can!'

'Commercial property is very much misunderstood in the investor market'

VALUABLE RESOURCES

Mark Lloyd LinkedIn - https://www.linkedin.com/in/mlloydpma/

Mark Lloyd Facebook - https://www.facebook.com/MarkLloyd6/

Mark Lloyd Instagram - https://www.instagram.com/marklloydproperty/

ABOUT THE HOST

Tony Thomas is a author, one of the top financial advisers in the UK voted for by his clients, the first Chartered Financial Planner in the UK, Independent Financial Adviser, Mentor, Trainer. Life Planner and Money Coach. He is also a pension and investment specialist as well as the regional Chartered Champion for South Wales. 

“Live For Today, Invest For Tomorrow”

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

🎧Investment Education - with RC Peck

🎙This week, I talk to RC Peck, an investment educator and trainer, who over the past 23 years, has helped tens of thousands and people across the world to achieve a better level of financial knowledge through an empowering library of training videos, blog posts and articles.

KEY TAKEAWAYS

🔶Financial education is the most powerful tool we can have in terms of planning out our lives.

🔶Finance takes practical experience. When we take guidance from someone around finance, we must take it from the people who have been there.

🔶There are three parts to every human – your wealth, your health and your relationships. You can’t hire other people to manage them for you competently.

🔶Trading is a fast way of making money, but if you have little education, it’ll be a disaster for you.

BEST MOMENTS

🔷’I said “I’m gonna figure out this money thing”’

🔷’You can’t read a book on swimming and learn how to swim’

🔷’Money doesn’t have to be dull and boring. It can be lots of fun if you get it right’

🔷’With investing, which questions are you asking?’

ABOUT THE GUEST

Over the past 23 years, RC's training, videos, blog posts and articles have helped tens of thousands of people from all over the globe.

RC’s been a money expert on CNN, CNBC, Bloomberg, FoxBusiness News, MSNBC, ABC and countless podcasts.

#podcast #podcaster #education

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.

Whether you're heading towards retirement, just about to retire, or already in retirement, you will face crucial decisions about how to organise your income. In this week's show Tony talks you through the six steps you need to take in order to secure your retirement income.

KEY TAKEAWAYS

• When appraising our retirement income needs, we must consider factors such as assets, liabilities, current income and expenditure.
• We must be brave enough to answer the hard questions when it comes to planning. For instance, if we have a partner, are they adequately protected in the event of your death?
• Consider the date of your planned retirement and how old you will be. The earlier you retire, the more income you will need.
• If utilising asset-backed investments do they support your needs? Consider the impact of personal side pensions or investment portfolios carefully, and always take professional advice.

BEST MOMENTS

'The intention is to help you craft the right solutions for your retirement and to support you in getting to the best income position you can achieve'

'Let's begin at the beginning'

'This exercise is like producing a picture of your financial position'

'We need to address some of the bigger unknowns'

Support this show http://supporter.acast.com/tony-talks-wealth-podcast.

Hosted on Acast. See acast.com/privacy for more information.