『The Responsible Finance Podcast』のカバーアート

The Responsible Finance Podcast

The Responsible Finance Podcast

著者: Jamie Veitch
無料で聴く

このコンテンツについて

From banks that can’t lend to small businesses, predatory payday lenders, high interest loan sharks, or social investors who just don’t support social enterprises - there’s plenty to criticise in the world of finance. But there’s a a strong and growing network of finance providers who are building resilient economies throughout the UK – offering a personal service, a supportive approach and a real alternative to traditional bank lenders and finance providers. Responsible Finance providers bring social and economic benefits to people, places and businesses. And on the responsible finance podcast, we hear about how they build hope, create opportunity and change lives – that’s responsible finance.© Responsible Finance and Jamie Veitch 2018 マネジメント マネジメント・リーダーシップ 経済学
エピソード
  • Kate Pender, Fair4All Finance: financial inclusion, innovation and big solutions to big challenges
    2025/01/10

    Kate Pender is CEO of Fair4All Finance, an organisation launched to improve the financial services sector so it better serves people who are underserved and excluded.

    She was appointed chief executive in 2024 having worked with Fair4All since its inception in 2019: "I drank the Kool-Aid and got hooked on the work." Kate is also a member of the Government's financial inclusion committee. She describes Fair4All's evolving work and covers:

    • three highlights of its research in 2024 with fascinating implications about the potential to support social purpose lenders via sustained subsidy and about testing different types of guarantee

    • advocacy for community development finance institutions (CDFIs) and supporting innovation

    • the No Interest Loans Scheme pilot

    • using guarantees to lever additional capital

    • the importance of "hearts and minds" stories to enable co-investment and partnership

    • the scale of the addressable market, customer journeys and "green shoots" on referrals from the banking sector to CDFIs

    • the need for regulatory clarity to catalyse concerted change across financial services

    • how Fair4All balances impact and risk tolerance when investing in organisations which support underserved people

    • Kate's career before Fair4All, including supporting small businesses to grow

    • the challenges Fair4All has faced as a young organisation

    • tips for anyone taking up a CEO role as an internal candidate

    • the potential impact of a National Financial Inclusion Strategy

    • how Fair4All will continue to support CDFIs and credit unions and its key priorities for 2025

    We interviewed Kate in December 2024 for this podcast, published in January 2025.

    What next?

    • More about Fair4AllFinance: https://fair4allfinance.org.uk

    • More about Responsible Finance and our member CDFIs: https://responsiblefinance.org.uk

    続きを読む 一部表示
    41 分
  • Stuart Foster and Brian Holland, NatWest Group
    2024/05/23

    Why did NatWest Group choose to work with community development finance institutions (CDFIs) as part of its cost-of-living support package?

    What can be done to signpost CDFIs to bank customers who are financially vulnerable?

    How do bank to CDFI referral processes work for businesses and social enterprises?

    And why are CDFIs such a "terrific part of the overall ecosystem of financial services" whose ability is both celebrated and championed by NatWest Group?

    Brian Holland heads up NatWest Group's approach to vulnerable customers and leads on consumer duty and remediation. He is joined by Stuart Foster who looks after financial institutions across NatWest, and served on the Better Society Capital board for over six years.

    NatWest Group has supported and worked with Community Development Finance Institutions for over three decades; it was a founding funder and partner to Responsible Finance, formerly the Community Development Finance Association.

    We learn more about the nature of this work and long-term support, and discuss the impact of the 2023 NatWest Group and Responsible Finance Hardship Grant programme.

    Brian and Stuart also discuss:

    • investment into the CDFI sector and conditions which could further enable this
    • why a record-breaking year of CDFI lending is so significant for communities, businesses and people

    This episode was recorded in May 2024, shortly before NatWest Group hosted the launch of Responsible Finance's new Impact Report at an event addressed by CDFI customers and Bim Afolami, Economic Secretary to the Treasury.

    The event was attended by social investors and banks, business and social enterprise representative organisations, financial inclusion campaigners, and politicians across parties.

    Read the new impact report: https://responsiblefinance.org.uk/policy-research/impactreport/

    続きを読む 一部表示
    28 分
  • Financing social enterprises and the local multiplier effect with Resonance and Raised In
    2023/11/01
    Katalin Juhasz and Ollie Pollard join us today to show how impact alignment between investors and social enterprises makes a difference to communities and businesses – plus what traditional city institutions can learn from social investors. Ollie is Head of Enterprise Growth Funds at Resonance, founded in 2002 with the mission to connect capital to social enterprise. It had around £350m under management (and a team of 60) when we recorded this podcast. Katalin is Head of Future Business and Impact at Raised In, a social enterprise nursery based in Bristol. I noticed that before joining Resonance, Ollie had worked in the City of London for a decade and then on a Sri Lankan tea plantation for 18 months. So we picked his brains about how that experience changed his perspective – and what city investors can learn from social investors. We also discuss how the push towards impact investing has affected Resonance, the effect of accolades such as winning Property Investment Company of the year, and a new Resonance Enterprise Investment Fund. This new fund will provide patient, flexible, risk bearing and accessible investment finance to growth-stage social enterprises. Ollie tells us more. Then we hear from Katalin and if your assumptions about how a social enterprise nursery operates were similar to mine then you must listen to this. She describes how Raised In generates social impact and community benefit – and how its model means it can attract and retain talented staff. Raised In has previously secured two investments to grow, from Resonance. Katalin tells us what it needed the finance for (it created LOTS of new jobs, and has enabled 100 families to access nurseries they would not have been able to) and why it worked with Resonance. We hear about pre- and post-investment support and the "local multiplier effect" – Raised In helped sustain many local businesses because of its investment. Katalin Juhasz and Ollie Pollard join us today to show how impact alignment between investors and social enterprises makes a difference to communities and businesses – plus what traditional city institutions can learn from social investors. Ollie is Head of Enterprise Growth Funds at Resonance, founded in 2002 with the mission to connect capital to social enterprise. It had around £350m under management (and a team of 60) when we recorded this podcast. Katalin is Head of Future Business and Impact at Raised In, a social enterprise nursery based in Bristol. I noticed that before joining Resonance, Ollie had worked in the City of London for a decade and then on a Sri Lankan tea plantation for 18 months. So we picked his brains about how that experience changed his perspective – and what city investors can learn from social investors. We also discuss how the push towards impact investing has affected Resonance, the effect of accolades such as winning Property Investment Company of the year, and a new Resonance Enterprise Investment Fund. This new fund will provide patient, flexible, risk bearing and accessible investment finance to growth-stage social enterprises. Ollie tells us more. Then we hear from Katalin and if your assumptions about how a social enterprise nursery operates were similar to mine then you must listen to this. She describes how Raised In generates social impact and community benefit – and how its model means it can attract and retain talented staff. Raised In has previously secured two investments to grow, from Resonance. Katalin tells us what it needed the finance for (it created LOTS of new jobs, and has enabled 100 families to access nurseries they would not have been able to) and why it worked with Resonance. We hear about pre- and post-investment support and the "local multiplier effect" – Raised In helped sustain many local businesses because of its investment.   Katalin Juhasz and Ollie Pollard join us today to show how impact alignment between investors and social enterprises makes a difference to communities and businesses – plus what traditional city institutions can learn from social investors. Ollie is Head of Enterprise Growth Funds at Resonance, founded in 2002 with the mission to connect capital to social enterprise. It had around £350m under management (and a team of 60) when we recorded this podcast. Katalin is Head of Future Business and Impact at Raised In, a social enterprise nursery based in Bristol. I noticed that before joining Resonance, Ollie had worked in the City of London for a decade and then on a Sri Lankan tea plantation for 18 months. So we picked his brains about how that experience changed his perspective – and what city investors can learn from social investors. We also discuss how the push towards impact investing has affected Resonance, the effect of accolades such as winning Property Investment Company of the year, and a new Resonance Enterprise Investment Fund. This new fund will provide patient, flexible, risk bearing and accessible ...
    続きを読む 一部表示
    37 分

The Responsible Finance Podcastに寄せられたリスナーの声

カスタマーレビュー:以下のタブを選択することで、他のサイトのレビューをご覧になれます。