On this episode of The Rate Guy, JP makes his lead pipe lock guarantees for 2025. We also take a look at his 2024 forecast and analyze what he got right and what was a big miss.

Thanks for listening this year! We'll see you in 2025 as we kick off our 5th season.

Happy New Year!

On this episode of The Rate Guy we discuss what to expect at this week's FOMC meeting and recite JP's Interest Rate spin on 'Twas The Night Before Christmas.

JP will send out a newsletter Wednesday with his analysis of the meeting. If you'd like to recieve that subscribe to the Pensford Newsletter here.

On this episode of The Rate Guys we discuss the Jobs Report and.how it will affect the Fed Meeting. Also, what data point can you not trust right now. And we of course had to touch on the heartbreak of the Penn State loss. So if you want to skip the football, fast forward to about the 3:45 mark.

For those that want to check out the the CME Fed Match link that JP discussed. Here you go!

On this episode of The Rate Guy it's all about inflation, jobs and how the data this week may impact the Fed's decision to cut or not at this month's meeting.

On this episode of The Rate Guy we draw a parallel between our family’s driving mishaps and the Fed’s approach to monetary policy. With inflation cooling and jobs slowing, the Fed is cautiously navigating an economic intersection, but are they pressing the brakes too hard—or not enough? Tune in to hear what’s ahead for rates.

This week on The Rate Guy, we explore whether deficits could push the 10-Year Treasury to 7% and why Fed policy, not just debt, drives long-term yields

Not much happened last week...just an Election and a Fed meeting. On this episode of The Rate Guy we cover both of those and talk tariffs, their potential inflation impact, projected cuts in 2025 and whether McConnell might be Trump’s biggest obstacle.

On this episode of The Rate Guy, we discuss the frustration of Penn State football and draw parallels to the economy. Just like Penn State’s repeated mistakes, the labor market shows signs of weakness despite misleading headlines. We dive into the latest disappointing jobs report, rising unemployment, and the increasing likelihood of Fed rate cuts. Plus, we look ahead to a potentially volatile week with the election and Fed meeting on the horizon.