In this episode, we sit down with Angela King and Jolene Plotzke from Michigan Schools and Government Credit Union to talk about the importance of financial literacy and their unique approach to serving the community. After some lighthearted conversation about dogs, music, and family, we dive into the core topic—money, debt, and financial education.

Angela and Jolene explain that many people, even high earners, often lack basic budgeting skills. This disconnect leads to financial issues like unmanageable mortgage payments and maxed-out credit cards. At MSGCU, the focus isn’t on sales or fees—it’s about building trust, offering support, and improving financial well-being. Angela shares her role as a branch manager and certified financial counselor, helping members develop personalized plans to manage debt and set financial goals. Jolene, a former music teacher turned financial educator, emphasizes how transferable teaching skills help her connect with people in workshops and one-on-one sessions.

We learn about MSGCU's extensive community outreach efforts. From customized presentations for police and fire departments to classroom education for students, they tailor their financial literacy programs to the needs of each audience. Their approach is personal and word-of-mouth driven, avoiding flashy marketing in favor of real connections. They offer a digital portal with self-paced modules and direct scheduling for those looking to bring financial education to their organization.

The conversation touches on broader cultural shifts too—how financial conversations are becoming less taboo, and the role both Angela and Jolene play in fostering those discussions. In a touching moment, Angela and Jolene share the personal challenges they've stayed committed to—Angela’s lifelong mission to connect through financial counseling and Jolene’s dedication to mentoring her children into financially independent adults.

This episode makes a strong case for why financial literacy is not just important—it’s transformative when done right, and MSGCU is clearly leading that charge.

More:
Michigan Schools and Government Credit Union Website: https://www.msgcu.org/

Email Angela King: AKing@msgcu.org

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Century 21 Northland - http://soldbylisab.com/

In this episode of the ROCC Pod, we sit down with Benson Onyegbula, a first-generation Nigerian-American who shares his transition from finance into real estate and the lessons he's learned along the way. We begin by exploring how Benson's early curiosity and drive landed him mentorships with top executives at Trion Solutions while still a junior at Oakland University. That curiosity paid off when a financial advisor offered him a job post-graduation, sparking his initial passion for the financial world.

Benson describes how he dove into finance, earning multiple licenses and working with Ameriprise, where he advised small and mid-sized companies on retirement planning and tax-efficient strategies. His work not only provided insight into the financial structures of companies but also highlighted how many successful clients held significant real estate assets. That realization pushed him to start investing in real estate himself.

He first dipped his toes into single-family properties but quickly saw the long-term value of multifamily investments, thanks to the guidance of his mentor, Brittany. Her example—transforming a boutique motel on Mackinac Island into a million-dollar asset via Airbnb—illustrated the power of leveraging net operating income to build wealth. So Benson began expanding his knowledge base through platforms like the BiggerPockets podcast and STR Wealth, all while continuing to be a networking machine.

We talk about the importance of mentorship, and Benson shares how a chance meeting at an open house led to his current mentor. Their first conversation around rental arbitrage—a strategy where you lease properties for the purpose of short-term rentals—set the tone for a lasting business relationship. He credits this mentorship, along with a trusted network of subject matter experts including mortgage brokers, CPAs, and title companies, for giving him a strong foundation in his new career.

Now licensed with Hub Real Estate Solutions in Plymouth, Benson has officially transitioned to full-time real estate consulting. He emphasizes how his financial background helps him offer a holistic perspective to clients, especially in retirement planning involving real estate. Outside of work, Benson enjoys being in nature, particularly in places like Cranbrook Gardens and downtown Royal Oak, and he’s a fan of real estate TV shows—even if they take some creative liberties.

Throughout the episode, we highlight the importance of mentorship, initiative, and strategic investment planning—reminding listeners that curiosity and courage can open the door to life-changing opportunities.

More:

BiggerPockets: https://www.biggerpockets.com

STR Wealth Conference: https://www.strwealthconference.com

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Century 21 Northland - http://soldbylisab.com/

In this episode of the ROCC Pod, we sit down with Chance Jennings from Tittle Brothers Construction. We kick things off by discussing a major highlight for Tittle Brothers: being an Owens Corning Platinum Preferred Contractor, a prestigious designation held by only about 15 companies nationwide. This certification ensures homeowners’ warranties are backed by Owens Corning, even if anything happens to the original contractor.

Chance shares a bit about his personal life, including the excitement of expecting his second child in October and the joys of parenting his four-year-old daughter. We also learn about his passion project—visiting all 30 Major League Baseball stadiums. So far, he’s visited three parks and hopes to squeeze in more trips before the new baby arrives.

We move into Chance’s role as the Marketing Manager for Tittle Brothers, where he’s been for five years. He tells us about the variety of services Tittle Brothers offers, including roofing, siding, gutters, masonry, additions, decks, and overhangs. Roofing projects can usually be completed within a day, while more extensive work like additions or bathrooms takes longer. Currently, roofing projects are scheduled about two weeks out, siding about two to three months, and bathrooms are booked through the end of the year.

We highlight the value Tittle Brothers brings to homeowners, especially with their financing options, which make large repairs more accessible without heavy upfront costs. Chance explains how their referral program can even help offset loan payments. He also stresses that waiting for home improvement costs to drop is rarely a winning strategy, especially in the post-COVID economy where prices tend to only climb.

Tittle Brothers has expanded with a second location in Berkley, Michigan, complementing their Brownstown office. He shares current promotions like 50% off roofing labor and $2,000 off full siding or window jobs. Their service area extends about two hours from each office, covering a large portion of Michigan.

We also hear about this Ohio-native's love for Coney Island breakfast. It’s clear he’s embraced Michigan culture wholeheartedly. As Chance juggles work, family, and his ballpark quest, his commitment to quality construction and community shines through.

More: Tittle Brothers Construction: https://tittlebrothers.com

Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/

Connect with our hosts:

Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/

Lisa Bibbee from Century 21 Northland - http://soldbylisab.com/