In this episode, we’re joined by Mackey Hughes, senior loan officer at Live Oak Bank—one of the country’s top SBA lenders, and a true champion of residential assisted living operators. 💰🏡

Mackey brings a rare mix of legal, financial, and field expertise to the world of senior housing. As part of Live Oak’s dedicated senior housing team, he’s helped build a nationwide lending platform that’s putting assisted living ownership within reach for everyday entrepreneurs.

Tune in to hear:
✅ Why SBA loans are perfect for RAL and memory care businesses
✅ What makes Live Oak different—including in-person visits before underwriting 🤝
✅ How to build real lender relationships (not just shop for rates)
✅ Why they focus on you, the operator—not just the property
✅ The keys to long-term lending success in a people-first industry

If you’re exploring assisted living ownership and want to understand how to fund your first (or next) deal, this episode is a goldmine. 🎧🔥

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In today’s episode, we’re digging into one of the most misunderstood but powerful tools in real estate investing: Cost Segregation. And who better to guide us than Kim Lockridge, Executive VP of Engineered Tax Services and a pro who’s done thousands of studies—including many on assisted living homes.

Kim breaks down:
✅ What cost segregation really is
✅ Why it’s a game-changer for RAL home owners
✅ How it turns $36K in depreciation into $300K+ in year one
✅ Why RALs are uniquely suited to benefit from this strategy
✅ Common mistakes (like putting the real estate and the business in the same LLC) and how to fix them

If you're owning and operating assisted living homes—or planning to—you can’t afford to miss this one. This is exactly how the pros save tens or hundreds of thousands in taxes.

Want help getting a study done or seeing if your home qualifies? Ask for a cost seg estimate, tax savings breakdown, or setup strategy tips.

Join the RAL Room Assisted Living Mastermind
Book a Free RAL Room Discovery Call With a Member
Passively Invest in Assisted Living
Get our Free 10-Step Guide to Buy Your First or Next RAL
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Today’s episode is a must-listen for anyone making money—or planning to—in residential assisted living. 🏡💰

Charlie sits down with tax strategist and enrolled agent Brandyn Cox to break down how RAL investors and operators can maximize their profits and minimize their taxes.

You’ll learn:
✅ Why assisted living is a tax goldmine
✅ How to structure your deals for depreciation and write-offs
✅ What “REPS” status is—and how to qualify
✅ How active income from operating RALs creates unique tax offsets
✅ The biggest mistakes real estate investors make when it comes to taxes

If you’re planning to own the property, operate the business, or both, don’t sleep on these tax strategies. This is how you build real wealth. 🧠📈

Want help with real estate tax planning or entity setup? Ask for tax strategy help, a REPS guide, or entity structure tips.

Join the RAL Room Assisted Living Mastermind
Book a Free RAL Room Discovery Call With a Member
Passively Invest in Assisted Living
Get our Free 10-Step Guide to Buy Your First or Next RAL
Join our Free Facebook Community

Connect with Charlie
Instagram

Connect with Alex
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LinkedIn