Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for both retirees and the generations following them.

On this episode, we discuss:

(00:00) Intro
(00:19) Why Retiring Boomers Could Break the Economy
(04:14) Big Economic Impacts: Healthcare, Aged Care & Labor Force
(06:20) Baby Boomers Fueling Demand for Financial Planning
(07:22) Why Some Retirees Blow Their Wealth
(08:41) The Trillion-Dollar Super Shift
(09:38) Why Boomers Don’t Like Spending Their Money
(10:48) Legacy Planning: Helping Your Kids While You’re Alive
(14:27) What’s a Land Lease Retirement Community?
(16:55) Should You Buy or Rent in Retirement?
(21:16) Should You Talk to Your Parents About Retirement?
(22:50) Understanding How Super Re-Contribution Works
(25:16) Business Owner Retirements & CGT Planning

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry from childhood - around money, confidence, and self-worth - and how it still impacts our adult identity, performance, and decisions. From childhood weight struggles to money scarcity mindsets, we open up in a raw conversation about what’s holding us back and how to break through.

On this episode, we discuss:

(00:00) Intro
(00:55) The Difference Confidence Makes in Your Business
(01:32) Jase and Nick Share Childhood Beliefs They Still Carry Today
(07:06) Reframing Your Past Without Losing Gratitude
(10:24) The Business Course That Changed Marty's Life
(12:20) Breaking The Pattern Of Self-Sabotage
(15:37) From Survival Mode To Abundance Mindset
(17:40) How Identity Coaching Impacts Business Growth
(19:51) Why People Earn What They Believe They Deserve
(22:15) The Fear Of Not Being Good Enough
(23:10) Nick Explains How Golf Mirrors Identity And Self-Sabotage
(30:42) Jase's Live Coaching Session Begins
(35:42) The Role Of A Coach In Rewiring Belief

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.

On this episode, we discuss:

(00:00) Intro
(00:10) Are Low Interest Rates Gone For Good?
(02:45) The Reality Of 5% Interest Rates
(03:50) What Is The Goldilocks (Neutral) Cash Rate?
(05:39) Why The Cash Rate Might Stay Higher For Longer
(06:21) Government Spending’s Impact On Rates
(10:52) Housing Supply Issues And Construction Shortages
(11:48) Why Property Prices Aren’t Falling Anytime Soon
(15:35) Should You Fix Your Home Loan Rate?
(20:06) Stop Waiting For Rates To Drop - Build A Strategy Now

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business.

On this episode, we discuss:

(00:00) Intro
(00:35) Why End of Financial Year Is The Best Time to Review Your Pricing
(01:43) How Most Business Owners Get Pricing Wrong
(02:58) Hourly Rates: The Pitfalls You Didn’t Expect
(05:38) Reverse Engineering Your Fees for Profit
(08:19) Fixed Fee Pricing: When It Works and When It Fails
(10:16) Retainers, Fixed Fee and Value Based Pricing
(16:59) Hybrid Pricing Models and Where AI Might Fit In
(17:55) Real-Life Example: A $10/hour Price Rise That Added $240K
(22:10) Why Scale Magnifies Both Profit and Problems
(23:17) E-Comm, Discounts and the Pricing Trap
(24:11) Perceived Value: Why Charging More Can Help You Sell
(25:15) How Business Coaches Set Their Pricing
(32:01) Why Picking the Right Clients Is Part of the Profit Equation

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how to manage underperformance with empathy and accountability, and the leadership moves that create a high-performance culture. Whether you lead a small team or a growing company, this episode will sharpen how you hire, coach, and make the tough calls.

On this episode, we discuss:

(00:00) Intro
(00:15) Jase’s First Job at Macca’s and the Roots of High Performance
(02:36) Owning the Days You Underperform
(03:31) What Poor Performers Really Cost Your Business
(06:12) Filling Roles vs. Hiring the Right People
(08:31) How to Push for High Performance Without Being an Asshole
(12:43) Why Clear Expectations Matter in the Interview Process
(17:43) What Netflix Taught Us About Firing the Bottom 20%
(21:56) Why Performance Plans Can Help—Not Hurt
(25:19) Balancing Empathy and Accountability
(26:40) The Leadership Responsibility to Protect the Team
(29:00) Where to Start If You’re a Small Business Owner

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

What happens when you build a property portfolio too fast and lose it all before you're 25?

Chris Christofi - entrepreneur, author, and CEO of Reventon - went from $348,000 in debt to leading one of Australia’s top property and financial services companies. With over $3.2 billion in property sales and 3,400+ clients helped, Chris shares the mindset, strategy, and resilience behind his 20 years in business.

We also dive into his philanthropic mission, from the Vinnies CEO Sleepout to raising $1M+ through his Lead With Kindness campaign. If you want to scale a recession-proof portfolio and live with relentless purpose, this episode is for you.

On this episode, we discuss:

(00:00) Intro
(01:37) How Reventon Started With $348K in Debt
(03:02) The Sales Hustle That Started at Age 10
(05:57) Chris’s View on the Property Market in 2025
(07:54) The Reventon Formula and Learning From Losing It All
(11:11) What Drives Chris Christofi After 20 Years in Business
(13:53) The Two Questions Chris Always Asks
(15:36) Lessons From Elite Athletes and Top Business Minds
(17:08) Execution Beats Perfection: The Power of Taking Shots
(17:52) How Reviewing the Last 20 Years Changed His Strategy
(22:10) How Divorce Forced a Personal and Business Reset
(24:43) Why Chris Is So Passionate About Ending Homelessness
(26:24) A Million Dollars Raised: The CEO Sleepout & Giving Back
(28:59) Juggling Business, Philanthropy, and Being a Present Dad
(38:45) Chris’s Personal Property Investment Experiment

Connect with Chris Christofi:

Personal
Chris's Website
Instagram
Facebook
LinkedIn

Business (Reventon)
Reventon Website
Reventon Instagram

Podcast – Relentless: Life On Your Terms
Watch on YouTube
Listen on Apple Podcasts
Listen on Spotify

Philanthropy
Lead With Kindness Charity

Book – Your Path to Wealth: Brick by Brick
Buy on Amazon

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself.

On this episode, we discuss:

(00:00) Intro
(00:07) Why Have Insurance Premiums Skyrocketed?
(01:40) The 4 Main Types Of Personal Insurance
(02:36) How Income Protection Works (And Why It’s Crucial)
(05:58) Why Older Policies Are Being Priced Out
(09:59) What You Really Need To Cover: Mortgages, Education, Income
(12:08) How To Get Cheaper Premiums Without Sacrificing Coverage
(16:21) Case Study: Truck Driver’s Life-Changing Insurance Payout
(18:08) Case Study: Stroke Victim With Only Default Cover
(30:50) Super Hack: Use Your Super To Pay Insurance Premiums

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just to save tax, but to boost cash flow, avoid nasty surprises, and build a stronger financial future. We break down structures, trust distributions, company loans, and real strategies to keep more money in your pocket.

On this episode, we discuss:

(00:00) Intro
(00:11) Why Tax Planning Isn't Boring—It's Crucial
(04:59) Family Trust Risks And ATO Crackdowns Explained
(07:33) What’s Actually Your Money? Planning Cash Reserves
(11:04) Loans From Companies: What Directors Get Wrong
(14:47) The Right Way To Use Offsets
(18:04) Are You Happy With What You’re Earning? A Brutal Check-In
(19:42) Business Planning Vs Personal Wealth Planning
(23:55) What A Tax Planning Meeting Actually Covers
(25:25) Legal Ways To Push Back Income And Reduce Tax
(30:04) What Real Value Looks Like: Advice That Pays For Itself

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.