In this video I discuss exactly how I invested £17,976 across 2024.

Including the platforms I use to invest and the specific investments I've made down to the penny.

The very large majority of this money went into global index funds and ETFs. That's the investing approach that I personally follow.

I then also invested a little bit of money into crypto.

Listen to the episode for the full details.

Timestamps:

0:00 - Intro

4:07 - Global Fund 1

6:22 - Global Fund 2

10:10 - Crypto

12:30 - 2024 Reflection

14:09 - 2025 Plan

15:22 - Get Started Now

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In this video I discuss the recently announced changes to Vanguard UK fees.

This took me by surprise.

In short, if you have <£32k on Vanguard's platform across your ISA, SIPP and GIA then you will be paying a £4 p/m fee from 31 January 2025 onwards. If you have >£32k then you are not impacted by this. This fee change also doesn't impact Junior ISAs.

In this podcast episode we run through the details of the fee change, the maths of it, who will be the worse impacted, whether you should consider switching or staying, and for those who will switch what platform and/or fund you should switch to.

Two specific platforms are appealing if you wanted to switch and I have linked them below.

Listen to the full episode for all the details!

If you what to sign up to Trading212 and get a free share - www.trading212.com/invite/Fg39FgeY

If you want to sign up to InvestEngine and get some free ££ - https://investengine.pxf.io/LKKVEL

These are both affiliate links, thanks in advance to anyone who uses them. T&C's apply, with investing your capital is at risk.

Timestamps:

0:37 - The Details

5:04 - The Maths

7:09 - Important Points

10:03 - What Should You Do

14:42 - What Platform To Switch To

17:55 - FTSE Global All Cap Equivalent?

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📖 Buy my book Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1

💻 My website - https://makingmoneysimple.co.uk

📰 Sign up to my newsletter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoneysimple.co.uk/Newsletter⁠⁠⁠⁠⁠

🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/

📸 Instagram - https://www.instagram.com/makingmoneysimple/

🐦 Twitter - https://twitter.com/makingmsimple\

🕺 TikTok - ⁠https://www.tiktok.com/@makingmoneysimple⁠

In this video I discuss my brand new book Stop Waiting, Start Investing - that came out on 26 November 2024 - in more detail, run through the investing mistakes I made (of which there were quite a few) and take you on the journey of how I built my portfolio from £0 to £100,000+ over the last 7 years.

To do this I didn't do anything special or inherit any more, and I'm certainly not a genius, but I share what I did - mainly consistently prioritising investing over the years.

Finally, we touch on compound interest. Including the importance of it in building your wealth and a few specific examples.

Listen to the full episode for all the details!

Timestamps:

3:16 - My Mistakes

10:43 - Tangent on Workplace Pensions

12:12 - My Investing Journey

20:34 - Compound Interest

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📖 Buy my book Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1

💻 My website - https://makingmoneysimple.co.uk

📰 Sign up to my newsletter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoneysimple.co.uk/Newsletter⁠⁠⁠⁠

🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/

📸 Instagram - https://www.instagram.com/makingmoneysimple/

🐦 Twitter - https://twitter.com/makingmsimple\

🕺 TikTok - https://www.tiktok.com/@makingmoneysimple