In this conversation, Abby Thayananthan speaks with Al Zdenek, a wealth advisor, about the importance of personal finance for young adults. They discuss how to define financial success, manage your first paycheck, the significance of emergency funds, and the difference between good and bad debt. Al shares practical advice on credit cards, common financial mistakes, and the importance of financial literacy. He also introduces Cake Club app, an app designed to help young people manage their finances effectively.

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00:00 Introduction to Personal Finance Challenges

07:39 Al Zdenek's Journey into Wealth Management

13:34 Defining Financial Success in Your 20s

20:40 Navigating Career Choices and Financial Stability

25:56 Practical Steps for Managing Your First Paycheck

27:49 Navigating Financial Independence

31:03 Mastering Credit Card Management

34:16 Understanding Debt: Good vs. Bad

39:16 Preparing for Graduate School Debt

43:18 Entrepreneurship and Financial Literacy

48:36 Introducing Cake Club: A Financial Tool

This week on The Grown-Ups Are Talking, I'm flying solo with a more personal episode—because honestly, life has been lifing lately. In the midst of a big move (yes, I just left New York City!), I spent my final weekend in the U.S. on a camping-style retreat with a group of strangers-turned-friends. It was peaceful, emotional, soul-feeding, and deeply reflective in all the ways I didn’t know I needed.

In this episode, I share what it was like to open up around a fireplace with a group of 20-somethings about discernment vs. consolation, adulthood anxieties, and our hopes for the future. Plus, I read you parts of the letter I wrote to my future self—and talk through the surreal, tender weirdness of moving back in with my parents in my mid-twenties.

If you’re in any kind of transition—new job, city, relationship, or just figuring out what’s next—I hope this one resonates. It’s about finding meaning in the messy middle, and reminding ourselves that we’re not alone in the uncertainty.

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📩 DM me or send a voice note about what transitions you’re going through—I’d love to hear them, and maybe even share some in a future episode.

In this conversation, I speak with startup founders Alfonso Velasco and Madeline Park to explore the complexities of adulthood, particularly in the context of entrepreneurship. They discuss the diverging paths young adults take in their twenties, the definition of adulthood as agency and responsibility, and the unique challenges and rewards of starting a business. The founders share their personal journeys, emphasizing the importance of taking risks, learning through failure, and the transformative impact of startups on their self-identity and personal growth. They reflect on the balance between pursuing meaningful work and the sacrifices made in terms of stability and security, ultimately highlighting the value of resilience and conviction in navigating both personal and professional challenges.

I hope you enjoy the episode, and don't forget to subscribe to the show!