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  • How to Protect Your Legacy from In-Laws and Exes

    How to Protect Your Legacy from In-Laws and Exes
    2025/04/07
    In this episode of The Great Wealth Transfer, David Pulcini, CFP®, shares real-life stories of how inheritances are unintentionally lost to ex-spouses, in-laws, and legal loopholes—and what you can do to prevent it.

    You’ll learn:
    • Why an inheritance can become marital property (and walk out the door in a divorce)
    • What happens when you forget to update your beneficiary forms
    • How to structure gifts for children without risking half to an ex-in-law
    • The tools you can use—like inheritance trusts, prenups/postnups, and conditional gifts—to keep your legacy protected
    • How to start the tough but necessary family conversations about money and planning
    This isn’t about control—it’s about clarity, intention, and love. If you care about what happens to your wealth after you're gone, this is the episode to watch.

    If this resonates with you, share it with someone who needs to hear it. Ready to protect your legacy?

    Contact SixPoint Financial Partners:
    dpulcini@sixpointfp.com
    (585) 485-0947
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    15 分
  • The Psychology of Money: How Behavior Shapes Generational Wealth

    The Psychology of Money: How Behavior Shapes Generational Wealth
    2025/04/01
    🎙 The Psychology of Money | Ashley Quamme on Inheritance, Behavior & the Great Wealth Transfer
    $84 trillion is set to change hands over the next 20 years—and most of us aren't ready.
    In this episode of The Great Wealth Transfer, David Pulcini, CFP®, sits down with Ashley Quamme, a licensed therapist and financial behavior specialist, to unpack the emotional side of money. From family dynamics and inheritance guilt to entitlement, fear, and financial anxiety, Ashley shares powerful insights on how human behavior shapes legacy planning.
    💬 Topics We Cover:
    • Why money decisions are emotional—not logical

    • What to do if you're anxious about the markets

    • How to talk to your kids about your wealth (and why you should)

    • Avoiding entitlement, guilt, and mistakes with inherited money

    • Real-life stories about siblings, estate planning, and fairness

    • Why transparency beats secrecy when it comes to legacy


    Whether you're planning to pass wealth down or inherit it, this episode will challenge how you think about money—and help you navigate one of the biggest financial transitions in history.

    🔗 Connect with Ashley: Planning and Beyond Podcast https://www.linkedin.com/in/ashleyquamme/

    📞 Ready to start your legacy plan?
    Visit sixpointfp.com or call (585) 485-0947

    Email me: dpulcini@sixpointfp.com

    Schedule a meeting HERE: https://calendly.com/dpulcini/introductory-conversation
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    39 分
  • Should You Gift Wealth While You’re Alive?

    Should You Gift Wealth While You’re Alive?
    2025/03/26
    🎙 Should You Give Wealth Now or Later? | The Great Wealth Transfer Ep. 107
    $84 trillion is set to change hands over the next 20 years. But here's the question every wealthy family faces: Should you give money to your heirs while you're alive—or wait until you're gone?

    In this episode, David Pulcini, CFP®, explores the emotional and financial impact of lifetime gifting vs. inheritance. From tax strategy and control to family dynamics, entitlement, and legacy building—this conversation goes far beyond dollars and cents.

    ✅ You'll Learn:
    • The pros and cons of gifting wealth while alive

    • How early gifting can strengthen (or strain) relationships

    • Why timing matters more than the amount

    • Real-life stories of thoughtful wealth transfers

    • How to avoid guilt, resentment, and entitlement


    Whether you’re planning to leave a legacy or receive one, this episode is packed with practical insight and emotional intelligence.

    📌 Want help planning your own Great Wealth Transfer? Connect with Six Point Financial Partners at (585) 485-0947 or email: dpulcini@sixpointfp.com 🔔 Subscribe for more conversations on money, legacy, and smart planning.
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    23 分
  • What if you don't want your inheritance?

    What if you don't want your inheritance?
    2025/03/11
    What If You Don't Want Your Inheritance?

    $84 Trillion is set to change hands over the next 20 years. Whether you're passing it down or inheriting it, the decisions you make today will shape your family's financial future for generations. But what happens if you—or your beneficiaries—don’t want the inheritance?

    In this episode of The Great Wealth Transfer Podcast, Dave Pulcini, CFP® dives into the surprising reasons why some people refuse inheritances. From emotional burdens and financial liabilities to tax implications and philosophical beliefs, we unpack the complexities behind inheriting wealth.

    What You’ll Learn:
    • Why some beneficiaries feel overwhelmed by inheritance
    • The psychological impact of inherited wealth
    • How to avoid family conflicts over money
    • Smart strategies to redirect wealth or plan ahead
    • Practical solutions for handling property, taxes, and estate issues


    Next Episode: Should you give your wealth to your heirs now or wait?

    If you or your family are facing tough decisions about an inheritance, reach out to SixPoint Financial Partners at 585-485-6048 or email dpulcini@sixpointfp.com.

    Subscribe for More! Don’t miss out on expert financial insights—hit LIKE, SHARE, & SUBSCRIBE for more episodes on smart wealth planning!

    Follow Us:
    Email: dpulcini@sixpointfp.com
    Call: (585) 485-0947 Available on all major podcast platforms!
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    22 分
  • The Rule of 72: How to Grow & Protect Your Wealth for Generations

    The Rule of 72: How to Grow & Protect Your Wealth for Generations
    2025/03/04
    The Rule of 72: How to Grow & Protect Your Wealth for Generations

    $84 trillion is set to change hands over the next 20 years. The question is—will your wealth grow into a lasting legacy, or disappear within a generation?

    In this episode of The Great Wealth Transfer, Dave Pulcini, CFP®, walks you through three critical investment strategies to ensure your wealth outlives you.

    Using the example of Dave and Sue, a couple with $2.5 million in savings, we explore how smart investing and strategic planning can turn their nest egg into $10 million, $20 million, or even $40 million for their heirs.

    • The Rule of 72 – How compounding can exponentially grow your wealth
    • Investing for Growth Without Unnecessary Risk – Balancing returns and market stability
    • Liquidity vs. Long-Term Growth – Why your estate needs a mix of assets
    • Aligning Investments with Beneficiaries' Needs – Making sure your heirs are set up for success
    If you or someone you know is planning their financial legacy, now is the time to take action.

    Email: Dpulcini@sixpointfp.com
    Call the office: 585-485-0947

    Don’t forget to like, subscribe, and turn on notifications so you never miss an episode!
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    15 分
  • The 6 Biggest Mistakes People Make When Leaving an Inheritance

    The 6 Biggest Mistakes People Make When Leaving an Inheritance
    2025/02/11
    The Inheritance Mistakes That Could Cost Your Family Millions!
    Your legacy should be a blessing, not a burden. But without a solid plan, your hard-earned wealth can quickly disappear due to taxes, legal battles, and poor financial decisions. In this episode, we reveal the 6 biggest inheritance mistakes families make—and how to avoid them.

    Here’s what you’ll learn:
    • Why a will isn’t enough—and how a trust can save your family time and money
    • The hidden tax traps of inherited assets and how to minimize them
    • How to prepare the next generation so they don’t waste their inheritance
    • Why treating heirs fairly is more important than treating them equally
    • How to protect assets from divorce, lawsuits, and creditors
    • The critical contingency plans every estate should have
    Don't let your legacy fall apart. A little planning today can prevent years of stress and financial loss for your family.

    Need help with estate or financial planning? Contact our team at SixPoint Financial Partners—because smart planning today builds a stronger tomorrow.

    www.sixpointfp.com
    dpulcini@sixpointfp.com
    (585) 485-0947

    Schedule a 1 on 1 meeting with Dave: https://calendly.com/dpulcini/introductory-conversation

    Enjoyed the episode? Like, subscribe, and hit the notification bell for more insights on protecting your wealth and building a lasting legacy.
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    19 分
  • The Pitfalls of Inheriting Money

    The Pitfalls of Inheriting Money
    2025/02/03
    The Great Wealth Transfer (Episode 3: Inheriting Wealth – Avoiding Costly Mistakes)

    $84 TRILLION is set to change hands over the next 20 years. Are you prepared?

    Whether you're inheriting wealth or planning to pass it down, the financial decisions you make today will impact generations to come.

    In Episode 3 of The Great Wealth Transfer, host Dave Pulcini, CFP®, dives deep into the three biggest mistakes people make when inheriting money or property—and how to avoid them. Through real-life stories, like the tale of brothers Michael and James, Dave illustrates how vastly different financial outcomes can be when one person plans wisely while the other spends recklessly.

    Key Takeaways:

    Why working with an advisor, CPA, and attorney is crucial
    How taxes can erode your inheritance—and strategies to minimize them
    The emotional side of inheritance—how to resist impulse spending
    Practical steps to preserve and grow inherited wealth

    Don’t let poor planning or financial missteps turn a blessing into a burden. Learn how to maximize your inheritance, avoid common pitfalls, and create a lasting legacy.

    Subscribe now for expert insights on navigating one of the largest financial shifts in history.

    Need help planning your inheritance or estate?
    Contact SixPoint Financial Partners at 585-485-6048 or email dpulcini@sixpointfp.com.
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    21 分
  • Estate Planning 101

    Estate Planning 101
    2025/01/27
    Welcome to Episode 2 of The Great Wealth Transfer podcast: Estate Planning 101.
    In this episode, host Dave Pulcini dives into the essential steps to create an estate plan that protects your legacy, avoids costly mistakes, and minimizes stress for your loved ones. Dave explains why estate planning isn’t just for the wealthy—it’s for everyone. You'll learn how to:
    • Create or update a will and understand the power of trusts.
    • Avoid probate and costly delays.
    • Align beneficiary designations with your intentions.
    • Handle personal belongings to prevent family disputes.
    • Minimize taxes and maximize what you leave behind.
    Dave also shares real-life stories illustrating the consequences of not planning properly and provides actionable steps to start today, including coordinating beneficiaries, managing bank accounts, and reviewing your plan annually.
    Don’t leave your legacy to chance—tune in to learn how to secure your family’s future and preserve what you’ve worked hard to build.
    Got questions or need help finding an estate attorney? Email us at dpulcini@sixpointfp.com
    Want to schedule a 1 on 1 meeting with Dave? Fill out this form and a member of his team will reach out to you shortly!

    Be sure to like, subscribe, and hit the notification bell to stay updated on future episodes!
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    25 分