In this episode of the Fractional Podcast, we sit down with Tracy Koa, Dustin Geroski, and Kaipo Cordeira, the inspiring team behind a mission to make affordable housing a reality through co-living projects!

Tracy, Dustin, and Kaipo, a powerhouse team on a mission to tackle housing inequality through co-living projects. In this episode of The Fractional Podcast, they share how they raised over $500,000 from everyday investors to fund two affordable housing developments.

In this episode, we covered
1) Why co-living is the future of real estate
2) Creative ways for people with no capital to get equity in deals
3) How they’re empowering 10,000 new investors to own real estate and build wealth
4) Behind-the-scenes of their Hawaii Mastermind for high-level partners

If you are interested in investing into deals like this, check out www.fractional.app

#Fractional #AffordableHousing #RealEstateInvesting #Coliving

00:23 - Tracy’s story: From homelessness to affordable housing advocate
01:45 - Dustin’s journey: Why co-living became his calling
03:19 - Kypo’s background: From shipyard to scaling real estate
04:46 - The “Mount Everest” vision: Empowering 10,000 investors
06:21 - How they set the $5K minimum investment
08:20 - Creative ways to participate with no capital (credit sponsors & connectors)
12:46 - Making investing accessible for everyone
17:33 - Hawaii Mastermind: A mastermind that pays you
21:26 - The two co-living projects explained
25:04 - Why new-build co-living is the future
28:24 - Equity vs. debt: Why they chose true partnerships
30:53 - Building a legacy: Helping 10,000 people get their first deal
31:49 - What’s next for the team

Tracy raised $316,000 to build her Candy Empire – and she’s just getting started.

In this episode of the Fractional Podcast, Tracy shares how she went from homeschooling mom to entrepreneur, building candy stores people love and scaling faster than ever using Fractional. Learn how she created a recession-proof business, raised capital from everyday investors, and turned her dream into a reality.

If you’ve ever dreamed of raising money for your own business or being part of projects like this, Fractional makes it possible.

00:36 – How Tracy Over-Raised $316K for Her Candy Empire
01:14 – From Homeschool Mom to Candy Store Owner
02:27 – Why Tracy Chose Charlotte for Expansion
03:41 – Candy Stores vs. Restaurants: The Business Model Shift
07:48 – The Hard Lessons of Managing Staff in Restaurants
13:02 – Joining SubTo & Owner’s Club: Was Tracy in the Right Room?
16:35 – Learning to Raise Capital as a Business Owner
22:56 – Building Systems to Scale Beyond the Owner
26:57 – Tracy’s Vision: 10 Candy Stores in 6 Months

In this episode of The Fractional Podcast, Stella Han sits down with Benjamin Huang, an operator who successfully raised capital on Fractional to buy a laundromat — and turned a failing business into a cash-flowing machine. Now, he’s back with a bold mission: build a $3M laundromat investment club and eventually IPO a company that becomes the Uber of home services.

Benjamin shares how he underwrote 172 businesses before his first acquisition, why laundromats are his foundation, and the mindset shift from deal-by-deal investing to community-backed growth. He also opens up about the power of team-building, creative deal structuring, and his long-term vision to transform an outdated industry.

If you’ve ever thought about owning a small business, raising capital, or scaling with community, this episode is a masterclass.


🔗 Join Benjamin’s community & learn more: https://ownershipcode.com/
📲 Follow Benjamin on IG + YouTube: @benjaminhuang14

If you want to learn more about how Fractional can scale your business, check out Fractional: https://fractional.app

0:00 – Intro to Benjamin & the Laundromat Deal
Stella introduces Benjamin and his oversubscribed laundromat raise on Fractional.

1:08 – Why Laundromats Instead of Real Estate
Benjamin explains why he pivoted from multifamily to business acquisitions.

3:26 – Inspired by Cody Sanchez
How Cody’s content opened his eyes to the business buying world.

6:52 – The Most Important Lesson from Underwriting 172 Deals
Benjamin shares a key mindset shift from underwriting so many businesses.

9:54 – The Vision: Uber for Home Services
Benjamin reveals his long-term mission to transform the home service industry.

13:49 – Why He Chose to Raise with a Community
The story behind partnering with 33 investors and why community equity matters.

16:43 – Deal Breakdown: From -$5K to +$12K Cash Flow
Benjamin details how they creatively acquired and turned around a failing laundromat.

21:19 – Why He Launched a $3M Investment Club
Why Benjamin moved from one-off raises to building a capital-backed club.

26:38 – Community-Led Businesses Are the Future
Stella and Benjamin discuss the marketing power of community-owned businesses.

36:20 – How Benjamin Built a Rockstar Team
Benjamin shares how he attracted his COO and scaled operations sustainably.

Matt Starr was sleeping in his car just 2 years ago...

Fast forward—he’s just raised $750,000 for a co-living, student housing.

In this episode of the Fractional Podcast, Matt breaks down his raw, unfiltered journey from being homeless to becoming a capital-raising machine—using nothing but grit, relationships, and creative deal structures.

Inside this episode:
- The rock-bottom moment that changed everything
- How Matt found investors (without a track record)
- Why co-living is the perfect entry point for new investors.

His best advice for raising capital when you’ve got nothing but hustle

This isn’t just a comeback story. It’s a blueprint for anyone starting from scratch.

💥 Watch, comment, and subscribe for more real stories from real capital raisers.

🔗 Want to raise money or invest in deals? → [https://www.fractional.app/]

📩 DM us if you want to be featured on a future episode.

00:01 – Stella’s Intro
01:27 – Matt’s Origin Story: From Fitness to Real Estate
02:50 – Hitting Rock Bottom: $120K Lost and Homeless
03:45 – Sub2 and Mindset Shift: It’s Who, Not How
05:15 – How Matt Found His First Fractional Deal
06:12 – Relational vs Transactional Capital Raising
08:18 – Pitching Live on Dealmaker with Pace and Jamil
10:30 – Full Circle Moment: Agent Becomes Investor
11:52 – Securing a Large Check Investor
14:13 – Lessons Learned and What He Would Do Differently

What if your next partner was... a real estate agent?

In this episode of the Fractional Podcast, we sit down with Shawn McArthur, who’s flipped the script on capital raising by working directly with real estate agents in his brokerage to fund his deals!

You’ll learn:
- Why agents are one of the most overlooked capital sources
- How Shawn positions himself to get agents excited to invest
- The mindset shift that helps agents go from commission-only to ownership

If you’ve ever struggled to find funding—or you’re an agent tired of chasing deals for others—this episode is for you.

🔗 Looking to use Fractional to raise capital? Click here: [https://www.fractional.app/]

💬 Want to be featured? DM us or comment below if you've raised money or invested using Fractional.

00:00 – Introduction to Fractional Investing
01:28 – Sean's Real Estate Journey
02:44 – Exploring Multifamily Deals
04:10 – Involving Agents in Investment
08:08 – Setting Minimum Investment Amounts
11:06 – Underwriting Criteria for Deals
15:35 – Building Trust with Investors
20:11 – Long-Term Vision and Agility
25:00 – The Importance of Community and Support
31:06 – Future Goals and Initiatives

Welcome to Ep 1 of the Fractional Podcast, where we feature real stories from people who raised real money for real deals.

In this episode, we sit down with Michael Mnatsakanian, who built a $22M real estate portfolio.

You’ll learn:

• How he raised capital from everyday investors
  
  
• The exact strategies he used to structure the deals
  
  
• How the Fractional platform made it possible without setting up the legal paperwork
  
  

If you’ve ever wondered how to build wealth without being constrained by your own capital, this is your blueprint.

🎧 Listen in and subscribe — new episodes drop weekly.

🔗 Try Fractional: [https://www.fractional.app/]

💬 Want to be featured? DM us or comment below if you've raised money or invested using Fractional.