Have you ever wondered how to break into the challenging housing market as a first-time homebuyer? What strategies can help you secure your first property when affordability seems out of reach? How can creative financing and renovation techniques transform your homeownership experience?

In today’s episode, Keith Matthews and real estate expert Sean Broady from the Broady Windsor Group share insights on navigating today’s real estate landscape. From practical home-buying tips to financing strategies, Sean offers an optimistic perspective on how anyone can enter the market with the right approach.

Join us as we explore real-world stories, strategies for saving, and actionable tips for first-time buyers and their families. This episode is essential listening for anyone considering homeownership or supporting loved ones on their home-buying journey.

Thank you for tuning in!

Key Topics:

• Introduction to home-buying challenges (00:00:10)
• The evolving profile of first-time homebuyers (00:07:12)
• What to look for in a starter home (00:09:45)
• Renovation strategies that add the most value (00:10:35)
• When to buy: timing and market cycles (00:15:45)
• Innovative home-buying approaches (00:17:15)
• Partnering with friends or family for homeownership (00:18:33)
• Financing options and government programs (00:31:15)
• Vendor financing explained (00:38:04)
• Creative ways to save for a down payment (00:34:22)
• Managing homeownership costs and risks (00:33:45)
• How long to stay in a first home before upgrading (00:42:20)
• Real estate as a side hustle for wealth building (00:45:10)
• Key takeaways for first-time buyers and families (00:47:25)

And so much more!

Mentioned in this Episode:

• Tulett, Matthews & Associates
• Broady Windsor Group

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!

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Have you ever wondered if investing in emerging trends, like AI or green energy, could give you an edge? Are thematic investments a smart choice for long-term success? What are the potential pitfalls, and how can investors avoid them? In this episode, we explore these questions and more.

Keith Matthews and Marcelo Taboada examine the appeal of thematic investing, looking at why it draws investors in and why it may often fall short. They discuss findings from a recent Morningstar report that highlights the returns—and missed returns—associated with thematic strategies, shedding light on how timing and trends impact investors' outcomes.

Tune in to learn the do’s and don’ts of thematic investing and how a balanced approach can help you achieve your financial goals without chasing the latest investment craze.

Thank you for tuning in!

Key Topics:

• Introduction to thematic investing (0:57)
• Defining thematic investing and its focus on macro trends (2:05)
• Why fund companies promote thematic investments and the impact of fees (3:12)
• Key challenges in thematic investing: the allure of trends and timing (3:47)
• Discussion on the "buy-low, sell-high" difficulty in thematic strategies (4:28)
• The Morningstar report on thematic fund returns and investor outcomes (5:20)
• Differences between time-weighted and dollar-weighted returns explained (6:12)
• Significant return gap in thematic investing (6:52)
• "Mind the Gap": Morningstar’s analysis on investor returns vs. fund returns (7:25)
• Historical themes and their outcomes, from the Nifty Fifty to BRIC (10:05)
• Importance of fees in thematic investing and their effect on returns (11:45)
• ARK Innovation Fund example: performance gaps and timing issues (15:13)
• Dangers of chasing manager performance and its parallels with thematic investing (17:52)
• Strategies to avoid thematic investing pitfalls (20:12)
• Discussion on "Core and Explore" strategy and why it often fails (21:30)
• Final takeaways on resisting the urge to chase trends (22:45)

And so much more!

Mentioned in this Episode:

• Morningstar: Navigating the Global Thematic Fund Landscape
• Mind the Gap 2024: A Report on Investor Returns in the US
• Tulett, Matthews & Associates

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!

Follow The Empowered Investor on Facebook, LinkedIn,

Do presidential elections determine the stock market's performance? Is there a difference in returns between Republican and Democrat administrations? In today’s episode, Marcelo Taboada and Jackson Matthews break down the data from past elections and examine the long-term impact—or lack thereof—of political events on the stock market. How does human ingenuity shape market outcomes, and what lessons can investors learn from history?

Join Marcelo and Jackson as they dive into key historical periods, such as the Great Depression, World War II, and the COVID-19 pandemic, to explore how markets react in times of crisis and growth. They also address common misconceptions about the stock market and offer a fresh perspective on investment strategies in the face of political change.

Thank you for tuning in!

Key Topics:

• Introduction to election and stock market discussions (0:00)
• Common misconceptions about U.S. elections and market volatility (1:12)
• Understanding market resilience despite political changes (2:07)
• Long-term market trends through various U.S. elections (3:01)
• The effects of social media and news on investor sentiment (3:50)
• Discussion on Federal Reserve's role vs. presidential impact on the market (5:00)
• Case study: The 2016 election and market predictions (7:15)
• Historical examples of market reactions during past elections (8:45)
• Insights from major historical events (Great Depression, WWII, etc.) (9:23)
• The stock market during FDR's presidency (9:57)
• Economic resilience during Truman and Kennedy administrations (10:45)
• The Bush era and market behavior during 9/11 and the 2008 financial crisis (11:56)
• The importance of staying invested despite political events (12:45)
• Trends during Trump's presidency and the COVID pandemic (13:46)
• Impact of macroeconomic events and technological advancements (14:32)
• Discussion on human innovation and economic recovery (15:05)
• Summary of key takeaways on long-term investing (17:02)
• Closing remarks and advice for investors during election years (17:50)
• Personal updates: Marcelo on fatherhood and Jackson's engagement (18:02)

And so much more!

Mentioned in this Episode:

• Tulett, Matthews & Associates

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett, Matthews & Associates on social media on LinkedIn, Facebook, and more!

Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.