In this episode of The Country Club Podcast, host Diana Cassidy-Bush dives into one of the biggest challenges for newcomers to rural and small-town living: forging genuine connections and making your house feel like home. Drawing on listener Rebecca’s question about balancing lifestyle goals with investment strategy for recreational properties, Diana shares a hybrid approach and then shifts gears to practical, actionable tips on how to intentionally build community. From identifying your personal interests to showing up consistently at local events, this episode equips you with the blueprint to turn your new hometown into a network of friends, neighbors, and opportunities. Whether you’re volunteering at the farmer’s market or hosting your own backyard gathering, Diana guides you through the steps to become a recognized—and valued—member of your rural community.

Timestamps

00:00 – 01:00 | Welcome & Podcast Introduction

01:00 – 04:00 | Listener Question: Balancing Lifestyle & Investment for Recreational Properties (the “Hybrid Approach”)

04:00 – 05:00 | Topic Overview: Building Community & Connection Beyond the City

05:00 – 07:00 | Step 1: Identify Your Interests—From gardening and wellness to sports and culture

07:00 – 09:00 | Step 2: Engage in Local Activities—Farmer’s markets, craft fairs, hiking groups, sports leagues

09:00 – 10:00 | Step 3: Leverage Local Businesses—Coffee shops, hardware stores, pubs as community hubs

10:00 – 12:00 | Step 4: Show Up & Be Consistent—Volunteer groups, seasonal events, being a familiar face

12:00 – 13:00 | Step 5: Embrace Rural Culture—Adopt the slower pace, join Facebook community groups, attend fundraisers

13:00 – 14:00 | Call to Action & How to Send in Your Questions

14:00 – 15:00 | Outro: Subscribe, Follow & Final Thoughts

Valuable Resources & Key Takeaways

Hybrid Approach Checklist

• Weeks per year you’ll use the property personally
• Income needed to cover costs or break even
• Seasonal calendar mapping (personal, family, friends, guest bookings)

Community Engagement Roadmap

• Interest Inventory: List hobbies, passions & family needs
• Activity Audit: Research local events, clubs, volunteer groups
• Business Partnerships: Introduce yourself to local shop owners & baristas

Action Steps

• Volunteer
• Attend weekly social gatherings: card nights, fitness classes, sports leagues
• Host your own meet-up: coffee chat, potluck dinner, nature walk

Digital & Social Tools

• Join community Facebook groups for event updates
• Follow local business Instagram pages for pop-up markets
• Use Nextdoor or local forums to announce meet-ups

Mindset Shift

• Commit to consistency—attend at least one event per week
• Say “yes” to invitations, even if outside your comfort zone
• Embrace every interaction as a seed for deeper connections

Connect with Diana Cassidy-Bush:

Facebook: https://www.facebook.com/DianaCassidyBushRealEstate/

Instagram: https://www.instagram.com/dianacassidybush

Linked In:

In this episode, host Diana Cassidy-Bush opens the door to real estate as a vehicle for building long-term wealth. With honesty and clarity, Diana explores how rural and recreational property ownership can evolve into a meaningful investment strategy—without needing to be a real estate mogul.

This is the ultimate beginner’s guide to seeing real estate through an investor’s lens. Diana walks listeners through different types of property investments—from raw land to duplexes, flips to long-term rentals—and reveals how smart, strategic moves can generate passive income, fund retirement, and create generational wealth.

Timestamps:

00:00 – Welcome to The Country Club Podcast

01:00 – Listener question: renovating waterfront property

02:00 – Why we weren’t taught wealth-building in school

03:00 – Traditional investing vs. real estate investing

05:00 – It’s not either/or—diversify your wealth strategy

06:00 – The importance of timing and calculated risk

08:00 – Viewing your home as an investment

09:30 – Why your REALTOR® is your most valuable advisor

11:00 – Building your investment team

11:30 – Real estate investment niches explained

12:30 – Land investing strategies

14:00 – Residential and commercial property options

15:00 – House hacking vs. house flipping

16:00 – Buy and hold: what it means and why it works

17:00 – The BRRRR method and refinancing for growth

18:00 – Passive income through rentals

19:30 – Short-term rentals and regulation considerations

21:00 – Final thoughts: start the conversation, build your future

Notable Quotes:

“If you’re already a property owner, you’re already a real estate investor—now it’s time to look at your property through the lens of opportunity.”

“Real estate investing isn’t a solo sport. Build your team. Start with a REALTOR® who walks the walk.”

“It’s not about get-rich-quick—it’s about being informed, strategic, and aligned with your life goals.”

“The right property in the right market, with the right team, can absolutely change your financial future.”

Resources & Takeaways:

• Diversification is key: Real estate should complement—not replace—traditional investments.
• Work with professionals: Your real estate advisor is as critical as your financial planner.
• Know your strategy: From BRRRR to house hacking to raw land holding, each path has pros and cons.
• Timing matters: The best opportunities often arise when the market feels uncertain.
• Start with what you have: Your own home, cottage, or rental could be your first wealth-building asset.

Connect with Diana Cassidy-Bush:

Facebook: https://www.facebook.com/DianaCassidyBushRealEstate/

Instagram: https://www.instagram.com/dianacassidybush

Linked In: https://www.linkedin.com/in/diana-cassidy-bush-aa2318b6/

YouTube: https://www.youtube.com/@dianacassidy-bush2027

Website:

In this refreshingly real and inspiring episode of The Country Club Podcast, host Diana Cassidy-Bush dives into the dream—and the details—of cottage ownership in Ontario. Joined by cottage owner and mortgage expert Nicolee Evans from Laframboise Mortgage, this episode walks you through everything you need to know to make your lakefront dreams a financial reality.

From unexpected winter repairs to financing options for island-access properties, they cover the joys and challenges of recreational real estate ownership with honesty, clarity, and laughter. Whether you're dreaming of your first dock or planning your third, this episode is your ultimate guide to getting your docks in a row.

Timestamps:

00:00 – Welcome to the Country Club Podcast

01:10 – Listener Q&A: Conditional offers & getting your deposit back

02:45 – Setting the scene: Why cottage life is so magical in Canada

04:30 – Nicolee’s personal journey to cottage ownership

06:00 – The surprise realities of owning a recreational property

08:15 – Why a property manager might be a must

09:20 – Financing a cottage vs a primary home: What’s different?

11:10 – What lenders look for in cottage properties

13:30 – Affordability, alternative lenders & B-20 regulations

16:40 – Unique properties, HELOCs, and mortgage strategy

20:00 – The truth about Airbnb and short-term rentals

24:30 – Documentation & pre-approval tips to save your sanity

28:00 – Credit scores, mortgage partners & being prepared

32:00 – Why communication between your real estate team matters

33:50 – Top 3 tips before making an offer on a cottage

35:30 – The emotional & lifestyle value of a family retreat

38:00 – Cottage ownership as a long-term investment

40:30 – Nicolee’s advice to her past self: Take your time & do your research

42:00 – Final thoughts: Cottage life isn’t “set it and forget it”—but it’s worth it

Notable Quotes:

"Get your docks in a row. It's not just a clever saying—it’s the smartest thing you can do before diving into cottage ownership." – Diana Cassidy-Bush

"Eyes wide open: that’s how you make smart, soulful real estate decisions." – Nicolee Evans

"The goal isn’t just to qualify. The goal is to sleep at night knowing the property enhances your life, not burdens it." – Nicolee Evans

Resources & Takeaways:

Key Takeaways:

• Be Realistic About Financing: Secondary properties often require a bigger down payment and different lending rules. Speak to a mortgage pro early.
• Plan for Property Maintenance: Seasonal wear-and-tear, distance, and utility quirks are all part of cottage ownership.
• Know Your Lending Types: From A-lenders to B-lenders to private financing and HELOC strategies, the structure can make or break your deal.
• Don’t Rely on Rental Income: Airbnb income can’t always be counted on for financing and adds layers of complexity with insurance and zoning.
• Start the Conversation Early: Your mortgage and real estate team can help you build a plan—even if you're not ready yet.

Learn more: https://www.laframboisemortgage.ca/

Connect with Diana Cassidy-Bush:

Facebook: https://www.facebook.com/DianaCassidyBushRealEstate/

Instagram: https://www.instagram.com/dianacassidybush

Linked In: