Summary

In this episode of Tails of Truth, Dr. Angie and JoJo tackle the often confusing world of pet insurance — and they don’t always see eye to eye. Dr. Angie shares why she believes every pet owner should have insurance unless they have $10,000 ready to spend at any moment, while JoJo opens up about her skepticism around big insurance companies, hidden exclusions, and the extra burden on veterinary teams.

Despite being in different camps, they find common ground on what really matters: pets deserve access to care before money becomes a barrier. From personal stories to the fine print that can catch pet parents off guard, this honest conversation is a must-listen for anyone trying to decide if insurance is the right move for their family pets.

Key Takeaways

✅ Emergency vet bills can easily reach $10,000 or more — insurance helps if you don’t have liquid funds.
✅ Many policies exclude “pre-existing conditions,” so start early.
✅ Insurance is best for unexpected, big costs — not routine care.
✅ Some breeds (Labs, Frenchies) benefit more than others.
✅ The vet industry feels the strain of insurance paperwork.
✅ Care Credit and similar financing can be predatory.
✅ Insurance companies are for-profit — skepticism is fair.
✅ Always read the fine print!
✅ Choosing the right plan means knowing your pet’s risk level and your risk tolerance

🎙️ Soundbites

• “If you don’t have $10,000 on hand, you need insurance.” — Dr. Angie
• “Insurance is a gamble. It really is about your personality.” — Dr. Angie
• “Care Credit is awful. It’s predatory.” — JoJo
• “I just paid for that paperwork. I’ll never see that money again.” — Dr. Angie
• “Insurance companies are designed to be profitable — that’s it.” - JoJo
• “I just feel so skeptical about the whole move toward insurance in veterinary medicine.” - JoJo

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Summary

In this episode of Tails of Truth, Dr. Angie Krause and JoJo dive into the emotionally charged and essential topic of veterinary emergencies. From real-life stories to practical advice, they explore what it means to be prepared when your pet needs help—fast.

They discuss the critical difference between urgent care and true emergencies, how to plan ahead, and why having pet insurance can make all the difference in the moment. You’ll also hear why Dr. Angie loves open-concept emergency clinics like VEG, where you don’t have to hand your pet off to strangers behind closed doors.

Whether you're dealing with vomiting at midnight, a sudden limp, or something much scarier, this episode offers clear advice to help you feel more grounded and ready when the unexpected happens.

Key Takeaways

• Preparation saves lives—know your local emergency and urgent care options before you need them.
• Not every crisis is an emergency—knowing the difference helps you act with confidence.
• Pet insurance can ease financial pressure and allow you to make the best decision for your animal.
• Open-concept clinics like VEG allow pet parents to stay with their animals, which can reduce trauma for everyone.
• Keep a cat carrier ready at home.
• If something seems off with your pet, trust your gut—it’s always okay to check.
• Calling ahead can help you avoid valuable time if a clinic can’t handle your situation.

Sound Bites

"Get pet insurance!"

"If in doubt, just go!"

"You don’t want to be Googling ‘emergency vet near me’ at midnight."

"This is so important—it’s not if, it’s when."

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Please subscribe and review! xoxo Dr. Angie & JoJo

Summary

In this follow-up episode of Tails of Truth, Dr. Angie Krause and JoJo continue their deep dive into kidney disease in cats, focusing on what comes next after a diagnosis. They explore the nuanced world of kidney diets, share when (and why) they recommend subcutaneous fluids, discuss phosphorus binders, and get real about quality of life and end-of-life decisions.

Dr. Angie shares her holistic perspective on diet timing, how to navigate treatment options that fit both your cat and your lifestyle, and why being gentle with yourself is part of the process. This is a grounded, compassionate guide for anyone walking the kidney disease journey with their cat.

🛒 Mentioned in this episode:

• RxRenal Beadlets
• HempRx Feline Drops
• RxBiotic
• UltraEFA
• Feline Kidney Bundle (10% discount)

🎓 Free Kidney Disease Course with code TRUTHTAILS
📞 Schedule a video consultation with Dr. Angie

Key Takeaways

• Prescription kidney diets are often recommended too early—it's okay to question this.
• Cats are obligate carnivores; prolonged protein restriction can cause muscle loss.
• Start phosphorus and protein restriction around Stage 3, not earlier.
• Calories and hydration are more important than strict diets in late stages.
• Subcutaneous fluids can greatly improve how your cat feels—start gradually.
• Phosphorus binders are useful when dietary changes aren’t enough or aren’t tolerated.
• End-of-life planning is emotionally hard but offers space for peace and intention.
• Quality of life is often about eating, grooming, and being mobile.
• A CKD diagnosis is not the end—it often means years of life left with the right care.

Sound Bites

“Do I really have to feed this food?”

“Feeding cats is like parenting—what control do you really have?”

“I’m not against anything that helps a cat feel better.”

“Hydration is king, but calories are too.”

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• Schedule your personalized one-on-one consultation with Dr. Angie
• Shop my favorite CBD.

Please subscribe and review! xoxo Dr. Angie & JoJo