You can outgrow this, it doesn't define you. My key message for anyone that carries a similar heavy heart like this listener has experienced over money. This listener is brave, honest and ready to continue on with her personal growth and financial journey. A powerful combination and it is an absolute honour to be able to share her story with her full consent.

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

Amazon affiliate links to my own books.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

If the only thing stopping you from investing in shares, is trying to workout the best stocks to invest in, can I gently recommend that you learn about the power of LISTED INVESTMENT COMPANIES AKA LICs. In this episode I explain why this is one of my favourite investment tools to help build a quality diversified investment portfolio and start earning passive income via dividends.

Not that this is product advice ever, however, when you learn about the benefits (as well as costs) of LICs, you may see this is the answer that you have been looking for to simply get started with your investing journey.

If this episode resonate with you, please listen to this episode where I interview Angus Gluskie from Whitefield (one of Australia's oldest LICS) about how LICs invest, pay tax effective dividends and help reduce investment risk through diversification.

Listen to this interview here: https://podcasts.apple.com/au/podcast/sugarmammas-fireplay/id1521182757?i=1000633756339

Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going.

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

What should this single parent do? Sell and downsize or push on? Such a hard question, so personal and the best advice really depends on so many moving variables. Whilst I can't give personal advice, these are the crucial questions to ask and get advice about. I never want you to have any regrets, and one of the best ways to reduce this risk is to act carefully and arm yourself what as much relevant information as possible.

To submit your confidential "Start here" question, to help you get started, you can message me on Instagram. I am always here to help you.

@SugarMammaTV

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

Amazon affiliate links to my own books.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

Before you click “add to cart,” tune into this empowering and practical episode of SugarMamma’s Fireplay — proudly supported by Amazon Prime Day.

Canna Campbell shares how she uses Prime Day to shop smarter, not harder — scoring genuine savings on everyday essentials, planning ahead for Christmas, and nabbing long-watched big-ticket items… all without compromising on her values of intentional spending and environmental mindfulness.

💡 Learn how to:

• Create a Prime Day wishlist to avoid impulse buys

• Use powerful tools inside the Amazon app (including the genius Amazon Lens)

• Set up deal alerts and track real-time price drops

• Save more using cashback platforms and loyalty points

• Stock up on household essentials and long-term savings tools

• Make your tax return work for your financial goals

👛 Whether you're budgeting, parenting, or prepping for the holidays, this episode will help you turn Prime Day into a strategy — not a splurge.

🗓 Prime Day runs from July 8 to July 14 — and this episode gives you everything you need to save wisely.

🛍️ Follow @SugarMammaTV on Instagram for Canna’s favourite Prime Day picks.

🎧 Listen now — and make every dollar work harder for you.

Links Licensee Services Pty LTDAFSL No 700012 ABN 97 678 975 589
Links Wealth Management Pty LtdABN 55 681 041 538
Suite 10, 18 Karalta Road ErinaNSW2250

See omnystudio.com/listener for privacy information.

Thrilled that this mini series with SugarMamma's Fireplay is here to stay! This is where you pick my brain for free, about what you need to do, consider and question to help get you started and heading in the right direction, with no regrets and filled with financial empowerment.

It goes without saying, always general advice, but I will give you the specific strategies to research, questions to ask your financial planner and where possible, free resources that have either helped me or I know that are trustworthy of value.

To submit your question, you must message me directly @SugarMammaTV on Instagram.

If you want to learn more about how to fix your finances, I highly recommend reading my two books!

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

Motivated Money* by Peter Thornhill: https://amzn.to/40rn2Vr is one of the best books to read if you want to or are already investing in shares. Also, to confirm, from the 30th of June, SG contributions are increasing to 12% p.a. At the time of recording this episode, the taxing of unrealised capitals gains tax within super for account balances over $3,000,000 was still a proposal. Futhermore, whilst people and I share our loves of LICs and industrial shares, this is by no mean personal, product or investment advice. Shares are volatile investments with a long term investment time horizon. Always get professional and personal advice from a licensed Financial Planner.

Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going.

Here are my two books:

Best Seller: *The $1000 Project Book: https://amzn.to/3RV0Bnq

*Mindful Money: https://amzn.to/3RV0poc

*Motivated Money by Peter Thornhill: https://amzn.to/40rn2Vr

*Amazon affiliate links to my own books.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

If this taxation of unrealised gains within superannuation for account balances over $3m is passed, everyone will be impacted. In this episode I explain why this is a major issue and financially damaging one for all Australians, plus a few options available for consideration and discussion with your Financial Planner and Accountant.

Next week, I will be sharing with you my exclusive interview with Peter Thornhill as to what he has done with his $10,000,000 portfolio with these potential changes in legislation.

Let me know what you think of this episode by reaching out to me @SugarMammaTV so that we can keep this conversation going.

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

Amazing affiliate links to my own book.

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.

Let me know what you think of this episode about how to afford to stay fit and strong whilst on a budget PLUS if you like the sound of this 75 Challenge and want to know more. I am actually thinking of making it a fun new challenge! Please know that you can always reach out to me @SugarMammaTV so that we can keep this conversation going.

Here are my two books:

Best Seller: The $1000 Project Book: https://amzn.to/3RV0Bnq

Mindful Money: https://amzn.to/3RV0poc

In the meantime...

HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

Also, if you want me as your Money Mindset & Manifestation coach, which includes ongoing access to my general help through motivation, clarity and support you can join below and put some game changing changes in your life!:

https://courses.sugarmamma.tv/join

Stay updated & inspired...

@SugarMammaTV – Money, budgeting, cashflow, motivation

@CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

Tik Tok - https://www.tiktok.com/@sugarmammatv

My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

www.SugarMammaTV.com

Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

ADDITIONAL GENERAL ADVICE WARNING:

Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.

See omnystudio.com/listener for privacy information.