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In this episode of "Maker Manager Money," Kyle Ariel Knowles had the pleasure of speaking with Spencer Howard, a credit card loyalty program and travel rewards expert and founder of Straight to the Points (STTP). Spencer's journey into the world of travel rewards began after a career in politics, where he honed his skills in research and communication. He shared how his background in political science from Notre Dame and his experiences running political campaigns prepared him for the entrepreneurial path he eventually took.

Spencer's passion for travel and deal hunting led him to create STTP in 2017. He aims to help business owners and everyday travelers demystify credit card points and maximize their travel experiences without breaking the bank. His award-alert newsletters curate the best deals on premium cabin flights, making it easier for subscribers to book luxury travel.

During our conversation, we explored Spencer's transition from politics to travel writing, his unique approach to building a newsletter, and the importance of engaging with his audience. He emphasized the value of personalized consulting and how he helps clients optimize their points strategies. We also discussed the various credit card strategies he recommends for small business owners, highlighting the benefits of using business credit cards to earn more points.

Spencer shared insights into the growth of his newsletter, which started as a hobby and has now grown to around 10,000 subscribers. He explained the different subscription options, including a premium tier offering more in-depth travel insights. We also touched on the challenges of navigating the complex world of travel rewards and how Spencer aims to simplify that process for his readers.

As we delved deeper into Spencer's personal life, he opened up about his experiences with mental health, the impact of his parents on his life, and his passion for travel. He shared some of his favorite travel destinations, including Taiwan, and has on his bucket list to attend the Monaco Formula One race.

Spencer's enthusiasm for travel and helping others experience the luxury of flying business class was evident throughout the episode. He also discussed the tools he uses to manage his business, including MailChimp and Simple Texting, and how he balances work with family life, especially as a new father.

This episode is packed with valuable insights for anyone interested in travel rewards, entrepreneurship, and turning a passion into a successful business. Join us as we uncover Spencer's story and learn how to use credit card points to create unforgettable travel experiences.

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