We're diving into the tantalizing world of real estate predictions for 2025. Do rising home prices and steady mortgage rates mean boom or bust? Join us as we dissect Redfin's forecast with our unique blend of analysis, skepticism, and humor, drawing from Southern California's real estate scene and beyond. Our episode kicks off with a spirited debate over the expected 4% rise in home prices and the potential for mortgage rates to stabilize around 7%, unlike the volatile feast of economic and political influences on the menu.

We also tackle the thorny issues facing the real estate industry, from cumbersome city permitting processes to the reality of commission negotiations for luxury properties. How will these factors shape the market, or are predictions of regulatory shifts just wishful thinking? Our conversation examines how scarcity often drives premiums, despite the forecast of declining commissions for the wealthy, and we ponder the impact of stagnant mergers and acquisitions on industry consolidation. Is it time for real estate professionals to brace for change, or keep the status quo?

In the final chapter, we turn our gaze towards the shifting dynamics of urban living, particularly among younger generations. Will Gen Z redefine the American Dream by prioritizing experiences over homeownership, or are these trends already in motion? As cities strive to combat urban flight with technological innovations, we're left questioning their true impact. We also scrutinize social media's role in transforming real estate practices, wondering if its influence extends beyond flashy listings to actual home sales. Our reflections and disagreements with Redfin's predictions set the stage for future discussions, and we invite you to weigh in with your thoughts.

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What compels a retired Secret Service agent to turn his focus from protecting world leaders to safeguarding the real estate industry? Join us as we uncover the remarkable journey of Corey, whose post-9/11 priorities led him from banking to a fascinating 20-year career in the Secret Service. Together with his wife Tracy, Corey shares their eHarmony love story and mutual passion for Japanese culture—elements that uniquely influence their new business venture centered on protection and safety in real estate.

Throughout this episode, we explore how Corey’s experiences in the Secret Service, from passing rigorous polygraphs to handling high-pressure protection assignments, translate to civilian life. Discover how the core principles of service and duty can empower individuals, with a strong focus on situational awareness for women and children. Tracy and Corey provide real-world examples, such as defusing road rage incidents, illustrating the importance of strategic thinking and tactical responses to enhance personal safety.

We also tackle the big-picture goal of fostering safer communities through proactive strategies and community engagement. Tracy and Corey discuss their innovative approach to spreading a safety-first mentality, likening it to a network effect where shared knowledge enhances collective preparedness. The couple highlights the delicate balance between awareness and fear, offering practical tips to help listeners navigate risks with confidence. Whether it's understanding your environment or creating secure spaces, their insights aim to turn fear into informed action, helping to prevent harm and save lives.

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Wondering how a citrus-infused espresso martini and the "OG Bug Thug" could possibly relate to real estate trends? Join us for a lively conversation as Suzanne and Paul share an unexpected journey through a unique team-building event at our brokerage, where creativity was the key ingredient. We recount the spirited competition among our agents to craft the ultimate espresso martini, with the winning citrus twist ready to steal the spotlight at our holiday party. This lighthearted start sets the stage for a deeper exploration of the changes brewing in the real estate market.

We tackle the evolving landscape of the 2025 housing market and the hurdles first-time homebuyers face today. The episode sheds light on the declining percentage of first-time buyers and the increasing age at which they enter the market, unraveling the complex web of rising costs, lifestyle choices, and social media influences. We also delve into generational shifts in homeownership preferences and the potential for savvy investments in a flat market, especially in California. With insights into strategic risk-taking and the revival of private credit opportunities, we paint a picture of optimism and growth for the real estate and lending sectors. Tune in to uncover the multifaceted challenges and promising prospects that define today's housing market.

For more content, follow our socials below:
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Suzanne Seini:
Facebook.com/suzanneseini
Instagram.com/suzanneseini

Paul Hanson:
Instagram.com/paulrhanson

Stephen Couig:
Instagram.com/stephencouig