In this episode of The Smart Property Investment Show, hosts Liam Garman and Emilie Lauer sit down with John Stallman from Stallman IQ to discuss how financial planning intersects with property investment.

According to John, properties are a powerful wealth-building tool when paired with financial planning, especially when approaching a portfolio with a patient, long-term approach.

While John supports using equity for further investments or passive income when financially sensible, he advises maintaining borrowings below 80 per cent of the property’s value and collaborating with trusted brokers.

In comparing assets, he notes that shares provide consistent growth, while property enables investors to leverage larger assets with a smaller upfront capital, resulting in greater stability and planning potential.

John said that every investor, including middle-income earners, can benefit from financial advice, with his firm launching Super Advice AI, a digital platform offering automated, affordable financial guidance on topics like negative gearing and superannuation.

Lastly, John emphasises that successful portfolio growth relies on budgeting, contingency planning, and a solid long-term financial strategy.

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Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences.

In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford share their insights on how investors can build the right team of professionals to support their property journey.

The co-hosts discuss the significance of assembling a robust investment team, moving beyond generic advice to provide real-life examples of how professionals can drive success.

Lachlan and Luke emphasise that not all professionals are equal, and investors must evaluate whether a team member’s skills align with their goals.

The duo also explores the roles of buyer’s agents, mortgage brokers, accountants, and others, highlighting the value of team synergy, using sports team analogies to stress how coordinated professionals outperform individual efforts.

In this episode of In the Balance, Phil Tarrant from SPI is joined by co-hosts Munzurul Khan from KHI Partners and Tyrone Dutt from KHI Estate Planning to discuss portfolio succession and estate planning.

While many investors focus on acquiring assets, few think about what happens to their wealth when they’re no longer around, often resulting in a large portion of assets being lost to taxes or distributed against their wishes.

According to the KHI experts, a well-crafted estate plan includes a will, power of attorney, guardianship, and superannuation directives to ensure investors control their portfolio until the end.

Tyrone also suggests that investors involve their families in the process, which helps avoid future disputes and builds financial literacy in the next generation.

Although costs can range from $4,000 to $10,000, the KHI experts recommend that investors review their estate plans every two to three years or following major life changes to remain aligned with personal goals.