In this episode, we breaks\ down annuities in plain language—what they are, how they work, and when they make sense in your retirement plan. Whether you're approaching retirement or advising someone who is, you'll learn how annuities can create guaranteed income for life, the differences between annuity types, and what to watch out for. If you're looking for peace of mind in retirement, this is the episode for you.

Thinking about your child’s financial future? Juvenile insurance is a powerful way to lock in lifelong protection and build financial security from an early age. In this short discussion, I explain how starting young gives your child lasting advantages — from guaranteed insurability to long-term cash value growth. A simple step today can make a big difference tomorrow. Give it a listen!

In this episode of Policy & Portfolio, we explore the key differences between TFSAs and RRSPs—two essential tools for Canadian savers. You'll learn how each account works, when to use one over the other, and how to align your choice with your income level, tax situation, and long-term goals. Whether you're saving for retirement or a rainy day, this quick breakdown helps you make smarter, tax-efficient decisions.