On this episode of the podcast, Savannah Brown welcomes Kue Lee from the State of CA, Department of Financial Protection and Innovation (DFPI.) Together they discuss the importance of protecting your personal information, avoiding financial scams, and the impact of identity theft on consumers. They also provide insights on the most common frauds and scams and share tips on what you can do to avoid becoming a victim… Because taking proactive to steps protect yourself against fraudsters and scams just makes Perfect Cents!

To check out the resources highlighted in this episode visit the links below.

CA Department of Financial Protection and Innovation

CA Department of Financial Protection and Innovation | Events

CA Department of Financial Protection and Innovation | Learn

CA Department of Financial Protection and Innovation | Newsletter

CA Department of Financial Protection and Innovation | Crypto Scam Tracker

CA Department of Financial Protection and Innovation | Submit A Complaint

Federal Trade Commission | Report Fraud

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this two-part episode of the Perfect Cents Podcast, Savannah Brown and Alex Becerra welcome Susan Stewart, business owner at Strapping Store and Licked Ice Cream in Sacramento, as well as Shannon Robb, VP of Strategic Partnerships at ChooseFolsom. Together they discuss the importance of supporting local businesses, the impact on our region’s economy, and how small businesses contribute to the enrichment of our community. They also share unique ideas for gift-giving and sharing fun experiences with loved ones during the holiday season. Finally, they shout out a few of their own favorite businesses in and around the Greater Sacramento region… Because shopping local on small business Saturday and all throughout the year just makes Perfect Cents!

To check out the resources highlighted in this episode visit the links below.

Choose Folsom

Big Apple Bagels

MTT Collective

Snook's Chocolate Factory

Handley's Western Wear

Back Bistro

Palladio 16

Zen Day Spa

Cantina Pedregal

To contact Shannon Robb at ChooseFolsom, email: shannonr@choosefolsom.com

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this two-part episode of the Perfect Cents Podcast, Savannah Brown and Alex Becerra welcome Susan Stewart, business owner at Strapping Store and Licked Ice Cream in Sacramento, as well as Shannon Robb, VP of Strategic Partnerships at ChooseFolsom. Together they discuss the importance of supporting local businesses, the impact on our region’s economy, and how small businesses contribute to the enrichment of our community. They also share unique ideas for gift-giving and sharing fun experiences with loved ones during the holiday season. Finally, they shout out a few of their own favorite businesses in and around the Greater Sacramento region… Because shopping local on small business Saturday and all throughout the year just makes Perfect Cents!

To check out the resources highlighted in this episode visit the links below.

Strapping

Licked

The Kitchen Table

Marie's Donuts

Pancake Circus

Evangeline's Costume Mansion

Downtown Sacramento Ice Rink

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Savannah Brown and Miriam Dougherty tackle the topic of Financial Avoidance! This common money behavior often holds people back from taking control of their finances and achieving their financial goals. During the discussion, Savannah and Miriam highlight specific traits that can be used to identify Financial Avoidance, such as not checking bank statements, ignoring bills, allowing unopened mail to pile up, and not creating a plan to address financial challenges. They also share helpful tips and tricks for overcoming fear, managing stress, dealing with emotions, and breaking negative habits by developing positive routines. Tune in today and get inspired to own your financial wellness goals… Because understanding and increasing awareness of your past, present, and future financial behaviors just makes Perfect Cents!

To check out some of the resources highlighted in this episode visit the links below.

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra & Savannah Brown welcome SAFE Credit Union's 2024 High School Interns! It’s summertime which means it’s time for our interns to take over the Perfect Cents Podcast. Join these amazing students as they discuss the importance of learning financial education fundamentals, credit basics, and valuable skills that young people can gain by participating in an internship program. Tune in and enjoy this conversation with Sacramento’s best & brightest students… because actively supporting the personal and professional development of young adults in your community just makes Perfect Cents!

To check out some of the resources highlighted in this episode visit the links below.

SAFE Credit Union - Refer Your Friend

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra & Hector Madueno welcome SAFE’s professional experts, Lawrence Lomeli and Kevin Hagedon to discuss what it’s like to purchase a car in 2024. Together they share helpful considerations, tips, and tricks to help consumers navigate their next car buying experience with knowledge and confidence. Topics include dealer inventory, pricing, loan preapprovals, trade-in values, warranties, protection products, and the importance of partnering with your local Credit Union to get the best deal and most value out of your next automobile. Join us for an insightful discussion and get all the tools you need to make your next car purchase the best one yet... because knowing your stuff and having peace of mind when shopping for a vehicle just makes Perfect Cents!

To check out some of the resources highlighted in this episode visit the links below.

CUDL AutoSMART | SAFE Credit Union

Kelley Blue Book

CARFAX

Vehicle Protection & Insurance | SAFE Credit Union

Auto Loans | SAFE Credit Union

Financial Calculators | SAFE Credit Union

SAFE Credit Union - Refer Your Friend

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra & Miriam Dougherty share the best financial advice they ever received from their moms. Together they discuss the importance of responsibly managing credit cards and how to take full advantage of promotions & rewards. They also talk about the benefits of having an organized money management system, keeping track of all your bills, and making payments on time. Tune in today and listen to the podcast team share valuable insights and helpful tips... because reflecting on the lessons you've learned from the amazing moms in your life just makes Perfect Cents!

To check out some of the resources highlighted in this episode visit the links below.

SAFE Credit Union - Refer Your Friend

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra & Hector Madueno talk about the Credit Union Difference and the various, unique ways SAFE Credit Union embodies the philosophy of “People Helping People.” Throughout the episode they discuss SAFE’s Financial Capability Month and Building CommYOUnity Month campaigns while spotlighting the work that is being done to advance financial education opportunities and community impact efforts for community members across the Sacramento region. Tune in and get the inspiration you need to create lasting positive impact in your community... because embracing the Credit Union philosophy of people helping people just makes Perfect Cents!

To check out some of the resources highlighted in this episode visit the links below.

CBS News / Good Day Sacramento | Rebuilding Together Sacramento (nonprofit)

SAFE Credit Union - Refer Your Friend

To access Financial Capability Month resources visit: https://www.safecu.org/community/financial-education#financial-guides

To learn more about SAFE's Community Impact work visit: https://www.safecu.org/community/community-impact

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org