Learn the secrets of down payments for real estate investing in New York.

This class is Module 13 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• Why focusing on down payments is short-sighted and what you should be focused on instead.
• The two primary ways to address down payments; it is not just about generating down payments.
• Will it work for me? How to apply these strategies to your unique situation.
• What’s the median down payment for a house by US state?
• According to the National Association of Realtors (NAR), what are the top sources of down payments for buyers with transactions in 2023?
• How do we eliminate or reduce the need for down payments altogether?
• One (obvious) way to reduce down payments... and the little known, but nasty little problems that method creates instead.
• What price range of properties will give the best cash flow, lowest hassle, best appreciation and best liquidity?
• Even though we’re not in a strong seller’s market right now, what are some tips for reducing the need for down payments to utilize if we find ourselves in a strong seller’s market again in the future?
• What are the best low and nothing down loan programs to reduce the need for larger down payments?
• What are the nothing down financing options we could utilize?
• 12 powerful strategies to produce the down payments we need to invest in real estate.
• Why we strongly recommend you don’t utilize the first strategy for come up with down payments.
• The dirty little secret about your tenants that could help you with down payments in a pinch.
• How to “rob from Peter to pay Paul” when you’re in a pinch and why this is not the ideal strategy to generate down payments.
• How to tap into existing property equity to generate down payments to buy your next property... and what to watch out for when utilizing this strategy.
• How to utilize “rate and term” refinances—not something typically associated with creating down payments—to create some down payment money.
• What two things must you consider when borrowing money to generate down payments for buying new properties... and when should you walk away from the idea knowing you made the right decision?
• How to utilize depreciation to fund your next purchase?
• Tapping retirement accounts for down payments.
• Tapping family members for down payments and one little tip that moves providence with you when utilizing family members for down payments.
• Spinning cobwebs into cash flow by converting unwanted items into new streams of money.
• Learn how to moonlight for mortgages by earning extra money to generate down payments to start and strengthen rental property cash flows.
• Why house hacking, short-term rentals, and student rentals are like a profitable, part-time side hustle... and how to utilize them to generate down payments.
• Why starting a fixer upper business could be your golden road to down payments for real estate riches.
• Down payments by partnering for real estate profits.
• Generating down payments from rents on existing properties.
• The magic of utilizing option fees as down payments and how to get previous properties to completely fund the purchase of your next investment property.
• Mixing and matching to maximize speed and profitability.
• Plus much more...

Check out the video and additional resources related to Secrets to Down Payments.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the New York real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of selecting an investor-friendly real estate agent in New York.

This class is Module 12 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• What is the NAR settlement and how will it likely impact buyers and sellers?
• What’s the difference between real estate agents, brokers, and REALTORS®?
• What does the real estate agent do in the transaction? What do the other professionals do? What do you do?
• Pros and cons of working with one real estate agent versus working with multiple real estate agents?
• How are brokerage fees paid and what are some typical examples?
• How do real estate commission splits work?
• What if a fancy sports car cost the same as a totaled wreck? And, how does this apply to real estate agents?
• Who saves the commission? A discussion.
• How to get recommendations for an investor-friendly real estate agent.
• What real estate agent designations matter and which are fluff?
• What is the typical annual income of real estate agents before and after taxes/expenses?
• Why you might want to consider sales volumes as selection criteria.
• Can you rely on reviews and testimonials? The answer may surprise you.
• Focusing on real estate agent specialization.
• Should you hire a lone wolf agent or a team?
• What are typical value propositions for real estate agents and what else should you look for?
• What do buyers want most from their real estate agent?
• Plus much more...

Check out the video and additional resources related to Secrets to Selecting an Investor-Friendly Real Estate Agent.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the New York real estate investor podcast? Book a free consultation to discuss.

Learn the secrets of catching up on saving for retirement in New York... with an emphasis on using real estate investing.

This class is Module 11 of 46 in a series called Real Estate Investing Secrets.

Topics covered in this module include:

• What do you do if you wake up one morning and realize that you’re behind on saving for retirement? What can you do to get back on track? Or, better yet, what can you do to get ahead?
• Where do most of us begin? What should we do as our first step? What should we try to avoid? What should we aim for ideally? And, what is the end goal?
• Why “WHAT” you do with your money matters—especially when catching up on retirement saving.
• The three primary buckets for catching up...
• The bucket you can rely on the least and why you have little to no control over that bucket... but the one thing we can do to increase our chances with this bucket.
• A simple discussion of the second bucket... and what’s one little thing—with the dirty B word—that you can do to help jumpstart your catch up.
• What are the ways we can increase earnings to help us catch up saving for retirement?
• A discussion on why time saving for retirement does not seem linear: it doesn’t usually take you 10 times longer to save a million than it takes to save $100K. In fact, it may only take you 3 times as long—or less... with the math proving this to be true.
• A little trick to get that first $100K faster, easier and with less risk than you imagined
• A discussion of the last 150 years of S&P 500 annual returns... including some surprising facts about what is normal investing in stocks.
• How does the last 150 years of S&P 500 annual returns compare to the last 133 years of real estate appreciation? Which one is better? Why do I say that?
• But, what about leverage? What if we leverage when investing in the S&P 500? What if we leveraged investing in real estate?
• But, what about the 3 other areas of return with real estate investing... cash flow, debt paydown and tax benefits? How do those come into play?
• How risky is investing in real estate for appreciation? A preview of upcoming module on risk and specifically our Risk Matrix: Appreciation to understand how likely you were to see property values increase and by how much plus how likely you were to see property values decline and by how much.
• What might you expect to earn from an unleveraged rental property purchased for all cash? How does the return on investment vary for the same property depending on how you finance it (5% down, 15% down, 20% down, 25% down, 30% down, 40% down and all cash or 100% down). How does the return vary if you opt to utilize a vastly improved cash flow strategy like Nomad™ to Short-Term-Rentals? How can this impact your ability to catch up for retirement?
• The briefest introduction to a future module on return on equity.
• Plus much more...

Check out the video and additional resources related to Secrets of Retirement Catch-Up.

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the New York real estate investor podcast? Book a free consultation to discuss.