What happens after your first meeting with a financial advisor? As we continue our series on the Johnson Brunetti planning process, we’re going to take you inside meeting number two in our retirement planning process, which we like to call the Money Map Retirement Review.

There's ​an ​element ​of ​vulnerability to meeting with an advisor, ​and ​we ​don't ​take ​it ​lightly ​that ​we ​get ​to ​hear ​the ​hopes ​and ​dreams, ​fears ​and ​aspirations ​of ​the ​folks ​we ​sit ​with. ​The goal of this series is ​to ​demystify ​that ​for ​you. ​We ​want ​to ​be ​transparent ​and ​clear during our process by moving one step at a time. ​

After learning your goals and gathering details in the Discovery Meeting, the Money Map Review is where the team presents their findings: a clear, customized, one-page summary of your financial picture. You'll see what’s working, what needs adjustment, and how your assets align with your retirement goals. Find out how we approach this and what you can expect when you sit down with us.

Here’s what we discuss in this episode:

📊 Behind-the-scenes homework and team analysis

💰 How risk and income strategies are evaluated

👥 Questions to ask when deciding who should guide your plan

✅ What comes next in the retirement planning journey

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Over the next few videos, we’re going to take you inside the planning process at Johnson Brunetti because many people are hesitant or intimidated to meet with an advisor. They might fear the pressure of a high-pressure sales pitch or feel unprepared for the questions that may arise. Today we’ll set some expectations by taking you inside the discovery meeting, which is the foundational first step for anyone considering retirement planning with our team.

Jake and Nick will explain how this initial conversation is designed to be pressure-free and personalized, focused entirely on your concerns, goals, and questions. No matter what financial questions you might have, we’re going to walk you through how our team makes the experience approachable and empowering.

Here’s what we discuss in this episode:

☕ What the “Discovery Meeting” is really like (spoiler: no pressure!)

💬 How planners uncover your biggest retirement concerns

📋 What to bring and what questions we’ll help you ask

👨‍👩‍👧‍👦 Why this is a conversation about you—not your account statements

✅ The next steps in building a customized retirement plan

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

When it comes to preparing for retirement, most people focus on the obvious goals of saving enough and building an emergency fund. But in this episode of Money Wisdom, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® explore the deeper, often overlooked financial goals that truly make or break your retirement experience.

It’s not just about hitting a magic number. It’s about assigning purpose to each dollar you’ve saved. Proper planning goes well beyond investments to include things like tax strategies, income planning, healthcare expenses, gifting, legacy planning, and even how you’ll spend your time. If you're wondering what you might be missing as you approach retirement, join us as we answer

Here’s what we discuss in this episode:

🎯 Retirement planning is about purpose, not just savings goals
💡 Unexpected life events can reshape your financial priorities
💬 The right advisor brings clarity beyond the numbers
🏡 Legacy and lifestyle planning are often just as important as investments

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Getting engaged later in life is an exciting time, but it requires different financial planning conversations. With blended families, different retirement timelines, and evolving goals, couples in this situation face unique challenges. Jake and Nick break down how your relationship with money changes as retirement nears and why your financial plan should evolve right alongside it.

Here’s what we discuss in this episode:

📊 Your investments need a new job—income, not just growth

🏦 Assign purpose to each dollar to reduce risk and increase clarity

⏳ The closer you are to retirement, the more planning matters

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Establishing a solid relationship with a financial advisor is crucial for effective planning, but what does that look like in practice? Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® discuss the essential role that communication plays in the client-advisor relationship to help set expectations for the planning process.

We received this question recently and wanted to open up the conversation so everyone can glean a little information from it. We’ll pull back the curtain on what ongoing communication looks like at Johnson Brunetti, with clients typically receiving ongoing education, quarterly events, newsletters, market updates, and in-depth reviews once or twice a year. Plus, we’ll explain why meeting too frequently might not be a good thing and give you a few red flags to watch for.

Here’s what we discuss in this episode:

📞 Proactive Communication – Why regular updates matter more than you think

📊 Annual Review Strategy – What goes into those once or twice-a-year deep dives

🚩 Advisor Red Flags – What it means when you haven’t heard from them in years

🧭 Life Changes = Plan Changes – When it’s time to revisit your strategy

0:00 – Today’s question

1:14 – How we interact with clients

3:29 – Proactive communication

4:50 – Can you meet too frequently?

6:18 – Client needs

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Long-term care planning is a significant concern for individuals approaching retirement because it’s an expense most people aren’t prepared for. Trying to prepare for it with insurance isn’t cheap, and people often ask us if it’s worth it. In this episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® tackle this pressing issue by answering a listener’s question about long-term care insurance and the options available.

Here’s what we discuss in this episode:

0:00 – Today’s question

1:39 – Reason it’s expensive

3:39 – Long-term care options

6:48 – Where is long-term care on the priority list?

9:18 – Final thoughts

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Preparing for required minimum distributions (RMDs) can be quite unsettling when you know withdrawals are coming and the IRS will be waiting. In this episode of the Money Wisdom podcast, we’re going to answer a question about what you can do from a planning standpoint when large RMDs are coming in retirement.

This situation highlights a common issue: retirees often find themselves in higher tax brackets due to large mandatory withdrawals, reducing their financial flexibility. So what are the strategies you can utilize to manage your tax requirements?

Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP will take you through some of the strategies today.

Here’s what we discuss in this episode:

0:00 – Today’s question

1:05 – What to know about RMDs

4:13 – Income planning

8:49 – Tax planning

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

Financial planning is an essential aspect of life, but every family handles their money a little differently. The Money Wisdom podcast tackled a common question: what happens when one spouse handles all financial matters, leaving the other uninformed? This scenario, while common, can create stress and uncertainty for family members, particularly adult children who may be concerned about their parents' financial security. Discover practical strategies to ensure that both partners are informed and prepared, and learn how to involve adult children in these important discussions.

Here’s what we discuss in this episode:

0:00 – Today’s question

1:00 – Couples and finances

2:56 – Keeping planning simple

4:44 – Involvement is key

6:48 – Our clients

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai