Mark answers one of the most asked property questions, should you rent or should you buy? He talks about the considerations for both options and shares the financial implications and benefits of owning -vs- renting a property.

KEY TAKEAWAYS

• If you want to buy then it needs to be for a period that is long enough to counteract the costs of buying, like stamp duty, legal fees and leaving costs, which is usually 3-5 years.
• If you are staying somewhere less than 3 years, then renting might be a better option financially.
• Buying benefits most in the long term.
• Inflation has the opposite effect on debt, so you can use this to your advantage and buy a house.
• There is security in owning a house, you aren’t at risk of eviction.

BEST MOMENTS

"You need to look at if it’s going to benefit you over the long run”

“Over time, you will get capital growth”

“Inflation will erode that mortgage payment and the real value of that mortgage”

VALUABLE RESOURCES

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

In the first episode of the Property Ladder, Mark gives the 5 top reasons hotspots based on regeneration are nonsense. He shares why buying in regeneration areas could be a mistake and talks about what you should be focusing on as a property investor instead.

KEY TAKEAWAYS

1. You never know when regeneration is actually going to happen, even after it’s been announced. Regeneration doesn’t always increase demand.
2. Once regeneration has been announced, it is very quickly baked into the price, so any capital growth that might be there has most likely already gone by the time you get to market
3. Regeneration is a very easy sell to investors but it is forward priced and the developer and vendor are taking the capital gains from you.
4. People focus on regeneration areas as they think it will go up in the medium to long term, but what they should be focusing on instead is those properties that are easy to rent and high yielding.
5. There’s a lot of developing of houses and flats in regeneration areas because developers know they can sell a lot to naïve investors.

BEST MOMENTS

"You can’t be sure when regeneration happens what happens to capital growth”

“If you buy new build property, you need to be very alive to the forward pricing concept in regeneration areas”

“All you need to do is focus on the fundamentals, the boring stuff”

"There's often too much supply"

VALUABLE RESOURCES

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark gives his thoughts on Trump’s recent tariffs including why it’s both a confusing and a poor choice for the U.S. He shares the economic problems with what Trump has announced and predicts what will happen next.

KEY TAKEAWAYS

• Trump has announced tariffs on China and over 70 other allies, which makes little economic sense.
• The U.S are consumers rather than savers which is the core problem with these tariff announcements.
• The tariffs may reduce imports but they are also likely to reduce economic growth.

BEST MOMENTS

"The markets have been up and down like a whores drawers”

“The U.S does have a big current account deficit”

“There is a 60% chance of a U.S recession after this”

VALUABLE RESOURCES

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/