Joining us on this episode of Living Off Rentals is someone who’s helped Kirby secure five different DSCR loans over the past year and a half.

Jay Anderson is a lender with Visio Lending, a company that specializes in DSCR loans for investment properties.

A DSCR (Debt Service Coverage Ratio) loan allows investors to qualify based on a property’s income—not their personal income.

It’s a great option for self-employed investors, those without W2 income, or anyone looking to scale without hitting debt-to-income limits.

As an active investor himself, Jay knows what it takes to get deals done, especially in today’s market.

In this episode, he breaks down how DSCR loans work, what it takes to qualify, and why they’re such a powerful tool for scaling your portfolio.

You’ll also learn about how DSCR loans can supercharge your BRRRR strategy and common pitfalls to avoid when applying for financing.

Enjoy the show!

Key Takeaways:

[00:00] Introducing Jay Anderson and his background
[02:18] Getting into real estate lending
[05:20] What are DSCR loans?
[08:30] Qualifications for DSCR loans
[13:19] Biggest reasons people get denied financing
[20:20] Basic terms for DSCR loan
[26:24] Jay's recommendation in terms of financing for someone who wants to do the BRRRR strategy
[31:24] Location and type of property most profitable for investors
[33:40] His advice for new real estate investors
[38:33] Connect with Jay Anderson
[39:44] Outro

Guest Links:

Website: https://visiolending.com/
Email: jay.anderson@visiolending.com
Contact Number: 737-910-2344

Show Links:

Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals
Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast
Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals
Living Off Rentals Website – https://www.livingoffrentals.com/
Living Off Rentals Instagram – instagram.com/livingoffrentals
Living Off Rentals TikTok – tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is Matt Aitchison — a hotelier, investor, and host of the Millionaire Mindcast podcast — whose journey through adversity is nothing short of remarkable.

After hitting rock bottom in college and spending time in jail, Matt made a pivotal decision to transform his life. He went on to flip hundreds of homes, build a massive single-family portfolio, and is now scaling a commercial and hospitality real estate empire as CEO of Imagos Hospitality Group.

Matt shares how he learned to fail forward, using early setbacks as fuel for success. He and Kirby dive into his transition from single-family rentals to commercial properties, the power of mentorship, and the creative financing strategies he's using to close deals in today’s challenging market.

Key Takeaways:

[01:00] Introducing Matt Aitchison and his background
[02:00] The two types of people when facing adversities and setbacks
[08:06] Getting a mentor as a real estate investor
[13:59] If you want extraordinary results, be willing to do extraordinary things
[17:49] Transition from single-family rentals to commercial real estate investing
[23:23] There's a bull market in any bear market
[24:17] Season of seller finance
[31:22] The beauty of commercial real estate
[36:45] The journey of real estate investing is every deal is going to have challenges
[43:12] Real estate slowly becomes less about their money, and more about solving problems
[48:10] Connect with Matt Aitchison
[49:18] Outro

Guest Links:

Website: https://www.mattaitchison.com/
Imagos Group: https://www.imagosgroup.com/
Millionaire Mindcast Podcast: https://www.millionairemindcast.com/
Wise Investor Collective Mastermind Group: https://wiseinvestorcollective.com/

Show Links:

Living Off Rentals YouTube Channel -https://www.youtube.com/c/LivingOffRentals
Living Off Rentals Facebook Group -www.facebook.com/groups/livingoffrentals
Living Off Rentals Website -www.livingoffrentals.com
Living Off Rentals Instagram -www.instagram.com/livingoffrentals
Living Off Rentals TikTok - www.tiktok.com/@livingoffrentals

Joining us on this episode of Living Off Rentals is someone who escaped the corporate grind and built a lifestyle by design through turnkey real estate.

Ali Boone is an engineer, rugby player, pilot, adventurer, and the founder of Hipster Investments. She’s also the author of three different real estate books, including Not Your How-To Guide to Real Estate Investing.

In this conversation, Ali shares how she transitioned from aerospace engineering to buying hands-off rental properties—and how that led to her helping others do the same. She breaks down the fundamentals of what turnkey investing really is, how to screen a good provider, and the mindset shifts new investors need to succeed.

Enjoy the show!

Key Takeaways:

[01:35] Introducing Ali Boone and her background

[02:30] Getting out of the corporate world

[03:16] Making a career out of turnkey rental properties

[12:04] What is a turnkey rental property?

[16:31] Ali's very first rental turnkey property

[29:18] How to screen a good turnkey provider?

[30:27] Where did the profits come from?

[40:14] Helping people who want to buy some turnkey property

[43:28] The fundamentals of turnkey real estate investing

[49:00] Ali's version of financial freedom

[54:05] Connect with Ali Boone

[55:25] Outro

Guest Links:

Website: https://www.hipsterinvestments.com/

Show Links:

Living Off Rentals YouTube Channel -https://www.youtube.com/c/LivingOffRentals

Living Off Rentals Facebook Group -www.facebook.com/groups/livingoffrentals

Living Off Rentals Website -www.livingoffrentals.com

Living Off Rentals Instagram -www.instagram.com/livingoffrentals

Living Off Rentals TikTok - www.tiktok.com/@livingoffrentals