• Guest: Joyce Blue, Certified Transformational Coach, Best-Selling Author, and Speaker
• Topic: Mastering Money Relationships and Financial Empowerment

Understanding Money Relationships

• Joyce explains that money, like other aspects of life, is a relationship.
• Comparison of money to energy, highlighting that how you treat your money affects its impact on your life.
• Discussion on the concept that most people live in quiet desperation due to insufficient financial planning.

The Changing Landscape of Financial Security

• Conversation on how traditional retirement plans and job security have changed, especially for Baby Boomers.
• Impact of technology and AI on job security and retirement plans.
• The trend of retirees becoming entrepreneurs due to insufficient retirement funds.

Joyce Blue’s Personal Journey

• Joyce shares her personal story of financial hardship and recovery.
• She recounts her early financial empowerment taught by her father, leading to significant savings by age 20.
• Joyce describes the challenges she faced, including financial and physical abuse, leading to a fresh start and her path to teaching financial literacy.

The Importance of Financial Literacy

• Joyce emphasizes the lack of financial literacy education in schools and the need for individuals to educate themselves.
• Mention of her involvement with a financial literacy training company and her commitment to empowering others.

Empowering Women Financially

• Joyce discusses the specific challenges women face with money and financial empowerment.
• She explains that women often prioritize safety with their finances, which can hinder long-term financial growth.
• The importance of creating a financial plan and not relying on government support.

Strategies for Financial Empowerment

• Dr. Lycka and Joyce discuss various strategies, including the importance of starting to save early and the power of compound interest.
• Mention of tools and apps that can help individuals save money and invest wisely.
• The benefits of indexed accounts and the value of conservative investment strategies like those of Warren Buffett.

Cautions and Considerations in Investing

• Dr. Lycka and Joyce caution against high-fee investment vehicles like hedge funds.
• The importance of choosing trustworthy financial advisors and avoiding unnecessary fees.

Conclusion

• How to Contact Joyce Blue:
• Email: Joyce.blue@wealthwave.com
• Instagram/Facebook: @EmpoweringULEC
• Dr. Allen Lycka’s Offer:
• Visit www.drallenlycka.com for more information on living a fantastic life and a chance to win a vacation.

BIO:

As a certified transformational coach, Best selling author and speaker, Joyce Blue empowers clients to master their money relationships and transform their lives with confidence. Her ultimate desire is to make this world a better place for all of humanity and help end personal and financial suffering.

Social Media:

http://www.facebook.com/empoweringyoulec

http://www.instagram.com/empoweringyoulec