Graduation season isn’t just a time for caps, gowns, and celebrations, it’s a pivotal financial crossroads for many young adults stepping into independence. As they leave the classroom behind and enter the workforce, the financial decisions they make now can quietly shape the next 40 years of their lives. Today, Lee talks about why it’s so important for parents, grandparents, and mentors to help them lay a solid foundation, not just with money, but with mindset.

Listen in as Lee shares practical ways to equip recent graduates for long-term success. From starting an emergency fund to making early Roth IRA contributions, he outlines the key conversations and habits that matter most. He also reflects on real stories, including his own, and offers creative gift ideas for families who want to offer more than just a check.

Here’s what we discuss in today’s show:

🧠 Life lessons for financial independence at 22, not 52

💳 The sunglasses that taught Lee a credit card lesson

📈 Why your first paycheck is your best investment weapon

🔥 The two-fund strategy: emergency vs. “fun” money

🎁 Gift ideas for graduates that build wealth

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