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サマリー
あらすじ・解説
Retirement should be a time for fun and relaxation. Instead, many Americans end up worrying about their finances. Relying on stock market investments for your income can leave you with little certainty. If you’re not one of the lucky ones with an employer pension, you might think you’re destined for constant financial stress. The good news is that it’s optional. With the right financial planning, you can create your own paycheck for life, even if you don’t have a pension.
As a financial advisor specializing in retirement planning, I spend a lot of time talking about this topic. Sadly, too many people are not even aware that you can create an income source that’s safe from the gyrations of the market.
Fortunately, it is very possible. The key is to start planning early. If you wait too long, you may have fewer options, and those choices may be more expensive.