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Ep823 | The 100K Clinician Formula: Rates, Sessions and Overhead

Ep823 | The 100K Clinician Formula: Rates, Sessions and Overhead

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The $100K Per Year Clinical Formula

In this episode, Dr. Danny Matta breaks down the numbers behind running a lean, profitable lifestyle physical therapy business that nets $100,000/year pre-tax income—with just 15 visits a week.

🎯 Key Takeaways: 1. The $100K Goal Is Common—and Achievable
  • Many PTs go out on their own hoping to hit a $100K income.
  • In a traditional clinic, this usually requires being a director or working in high-paying but less desirable roles like home health.
  • In cash-based outpatient ortho, it’s possible with fewer hours and more control.
2. Typical Overhead in a Subleased Lifestyle Clinic
  • Rent: ~$1,500/month (subleased gym or wellness space)
  • Tech stack: ~$300/month (EMR, communication, automations)
  • Bookkeeping & CPA: ~$200/month
  • Business insurance: ~$200/month
  • Health insurance: ~$500/month
  • Continuing ed & equipment: ~$400/month combined
  • Total Overhead: ~$2,800/month or $33,600/year
3. How Many Visits to Hit $100K?
  • Target income: $100,000
  • Total revenue needed: $133,600 (to cover overhead)
  • Average visit rate: $185
  • Visits per year: 722
  • Visits per month: 60
  • Visits per week: 15
4. Why This Model Works
  • Low overhead and lean systems = high margins.
  • Fixed costs don’t rise with visit rate increases—so your profit scales faster.
  • Flexibility in scheduling makes this perfect for work-life balance.
5. Real Examples & Possibility for Growth
  • Some solo PTs are earning $20K–$35K/month with strong visit rates and low churn.
  • This is achievable in affluent areas with optimized pricing and retention.
  • You can stay small and flexible—or scale with systems and staff.
✅ What to Focus On
  • Keep overhead low and consistent.
  • Improve your average visit rate over time.
  • Learn to market and sell effectively—skills you didn’t learn in PT school.
📈 Want Help Hitting $100K+ in Your Clinic?

Whether you're just starting or looking to grow, PT Biz has programs to help:
👉 Visit PhysicalTherapyBiz.com
👉 Book a Free Discovery Call

🧠 Final Thought

You don’t need a giant clinic or a massive team to make $100K+.
You need a clear plan, low overhead, and consistent systems. The math works—if you work the model.

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