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  • Common Investor Mistakes To Avoid During These Unpredictable Times & Expert Tips

    Common Investor Mistakes To Avoid During These Unpredictable Times & Expert Tips
    2025/04/07
    🎙️ Financial experts, Joel and Chet, discuss the complexities of market volatility and uncover the '7 Deadly Investing Sins.' 🏦💼 Learn how to stay ahead in unpredictable times and make smart investment choices. Chet and Joel will guide you through the importance of diversification, consistency in investment strategies, and managing media consumption. 📉📰

    We also discuss the impact of recent tariff announcements and tax deadlines on investment decisions. 📊💸 This episode is packed with valuable insights on how to navigate through market turbulence and ensure your investments are resilient. Don't miss this insightful discussion with Chet and Joel!

    #MarketVolatility #InvestmentTips #DollarsAndSensePodcast #Finance #Investing #MoneyManagement 💰📈
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    41 分
  • Impact of "Mag 7" stocks and Joel Got a 1099-K – Now What?

    Impact of "Mag 7" stocks and Joel Got a 1099-K – Now What?
    2025/03/31
    🔊 Tune in to this week's episode of Dollars & Sense where we dive into the latest market trends 📊 and essential tax tips 💸! Discover how the "Mag 7" stocks' performance impacts your portfolio and get ready for the new 1099-K reporting requirements. Plus, learn smart strategies to navigate Social Security taxation and optimize your tax returns! Don't miss out on these valuable insights! 🎧✨


    #DollarsAndSense #MarketTrends #TaxTips #InvestSmart #RetirementPlanning #FinancialFreedom #TaxSeason #Investing #PersonalFinance
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    40 分
  • Tariffs & Social Security: Navigating Trade and Future Benefits

    Tariffs & Social Security: Navigating Trade and Future Benefits
    2025/03/24
    In our latest episode, we dive into the complexities of tariffs and their impact on global trade 🌍, as well as the future of Social Security 📅. With trade deficits at $1.1 trillion and ongoing debates about protectionist measures, it's crucial to stay informed on how these changes affect your investments 💰. Plus, we touch on potential reforms to Social Security and what that means for future generations. Tune in for insights on how to navigate these economic shifts! 📈
    #Economy #Investing #TradeWar #SocialSecurity #FinancialPlanning #Podcast 🎙️
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    41 分
  • Protecting Yourself from Tax Identity Theft and Navigating Investment Taxes

    Protecting Yourself from Tax Identity Theft and Navigating Investment Taxes
    2025/03/17
    In this week's episode of Dollars & Sense, key strategies for protecting yourself from tax identity theft and tips for navigating investment taxes were discussed.
    Tax Identity Theft Prevention
    • Understanding Tax Identity Theft: A fraudster uses personal information to file a fake tax return and claim a refund.

    • Get an IP PIN: Apply for a six-digit Identity Protection Personal Identification Number (IP PIN) from the IRS to prevent fraud.

    • Prove Your Identity: Use ID.me to verify identity - submit name, address, and driver's license photo.

    • Stay Updated: Once you have an IP PIN, it is automatically renewed annually in your online IRS account.

    Investment Tax Management
    • Capital Gains Tax: Lower tax rates apply if assets are held for over a year before selling.

    • Dividend Tax: Qualified dividends receive lower tax rates if stocks are held for specified periods.

    • Retirement Account Withdrawals: Withdrawals before age 59½ incur additional tax penalties unless exceptions are claimed.

    • Home Sale Tax: Exclude up to $250,000 for singles and $500,000 for couples from capital gains if lived in the home as primary residence for at least 24 months within a 60-month period.

    • Timing Matters: Understanding timing rules is crucial for minimizing taxes on various investments.

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    41 分
  • Preserving Your Investments No Matter The Market Headlines and Financial Red Flags

    Preserving Your Investments No Matter The Market Headlines and Financial Red Flags
    2025/03/10
    In this episode of Dollars & Sense, hosts Joel Garris and Zach Keister delve into the recent market volatility and its impact on investment portfolios. They emphasize the importance of reviewing one's portfolio and maintaining a balance between conservative and growth-oriented investments to weather the storm of market fluctuations.

    Additionally, the episode explores five financial red flags in relationships and how to address them. These red flags include secretive spending, borrowing from friends and family, gambling and addictive behaviors, lack of future financial planning, and excessive debt. Joel and Zach stress the importance of open communication and financial transparency between partners to ensure a healthy financial relationship.

    #MarketVolatility #RetirementPlanning #FinancialRedFlags #InvestmentTips #DollarsAndSensePodcast 🎙️💰📈
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    41 分
  • Mastering Retirement Taxes & Avoiding AI Scams

    Mastering Retirement Taxes & Avoiding AI Scams
    2025/03/03
    Ready to optimize your retirement and stay ahead of new scams? In this week's episode of Dollars & Sense, Joel goes over creating a tax plan that can save you money in retirement. 🤑 Plus, learn about the frightening rise of AI-powered scams and how to protect your assets from these sophisticated threats. 🛡️

    Tune in for essential tips and insights! 🎥👇

    #RetirementPlanning #TaxTips #AIScams #FinancialSecurity #DollarsAndSense #StaySafe #InvestSmart 💡
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    41 分
  • The Hidden Complexities of Annuities & Funding Life’s Big Events

    The Hidden Complexities of Annuities & Funding Life’s Big Events
    2025/02/24
    In this episode of Dollars & Sense, Joel and Rob dive deep into the world of annuities. They break down the complexities, from guaranteed incomes to the hidden fees that could affect your investments. You'll also hear about the dramatic increase in annuity sales and what it means for potential investors. Plus, they share some exciting news about their book being featured at the LA Times Festival of Books! 📚🎉

    The episode also covers:
    - The real estate market trends 🏠📉
    - Beneficial Ownership Information Reporting updates 📋📅
    - The importance of flexibility in investment accounts 💼💡
    - Making the most of your savings for big events like weddings 💍💸

    Don't miss out on this informative session filled with valuable insights and practical advice to help you navigate your financial journey!

    DollarsAndSense #FinancePodcast #Annuities #InvestmentTips #FinancialPlanning #RealEstate #BOI #LATimesFestival #WeddingPlanning #InvestSmart #FinancialFreedom #MoneyMatters 💰📈✨
    Listen now and stay financially savvy! 🎧🔊
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    41 分
  • Unique Retirement Challenges for Men & How Your Home Saves on Taxes

    Unique Retirement Challenges for Men & How Your Home Saves on Taxes
    2025/02/17
    Joel will delve into the unique financial and health challenges men face in retirement. From the importance of mental health to navigating healthcare and maintaining physical fitness, we cover critical topics that impact the quality of life for retired men. We also discuss how to prepare for these challenges, including tips on financial planning and maximizing Social Security benefits.

    Discover how your home can be a powerful tool for reducing your tax bill! 🏠💰 We break down the key benefits and credits available to homeowners, from mortgage interest deductions to state and local tax (SALT) caps. Learn about the home office deduction for the self-employed, energy-efficient improvements, and the substantial capital gains exclusion when selling your primary residence. Maximize your savings and make the most of your investment. Don't miss out on these essential tips! #TaxSavings #HomeOwnership #FinancialTips #DollarAndSense #TaxCredits #HomeOffice #EnergyEfficiency #RealEstate

    Don't miss our insights and practical advice to ensure a comfortable and fulfilling retirement.

    #RetirementPlanning #MenHealth #FinancialAdvice #DollarAndSense #RetirementGoals #MentalHealthAwareness #StayActive
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    40 分