Julian Kohlbrand reads the Christmas Story from Luke 2:1-20.

If you have questions about the Christmas Story, the Bible is filled with all the answers or you can message me on Instagram and I would love to help you find the answers you're looking for.

Merry Christmas to you and your loved ones!

Scripture quotations are taken from the Holy Bible, New Living Translation, copyright ©️1996, 2204, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rightsreserved.

In this episode, Julian Kohlbrand discusses the significance of goal setting, particularly in the context of financial freedom and debt elimination. She emphasizes the importance of community support and accountability in achieving these goals. The conversation introduces the SMART goal-setting framework, which helps individuals create specific, measurable, achievable, relevant, and time-sensitive financial goals. Julian also shares her plans for a group coaching opportunity in 2025, aimed at fostering a supportive community for those on their debt-free journey.

Jump on the Group Coaching Waitlist Today! Launching in January 2025!

Get Your Debt Rebel Starter Kit

FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

Submit your money questions here!

Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

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YouTube: Julian "Jewlz" Kohlbrand

ABOUT:

Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

Julian "Jewlz The Budget Nerd" Kohlbrand discusses the challenges of credit card debt and offers practical strategies for lowering interest rates. She emphasizes the importance of understanding how interest rates affect debt repayment and shares tips on communicating with credit card companies to seek relief. The conversation also highlights the value of financial coaching in achieving long-term success in debt elimination and improving one's relationship with money.

Check out episode #20 Dangers of Delegating Debt Repayment

Take the FREE 5-Day Challenge and Save $1000 ASAP!

FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

Submit your money questions here!

Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

ABOUT:

Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this conversation, Julian "Jewlz The Budget Nerd" Kohlbrand discusses the journey to achieving a debt-free life, emphasizing the importance of budgeting, creating an emergency fund, and the mindset shifts necessary for financial success. She shares personal experiences and practical steps to help families eliminate debt and achieve financial independence. The conversation also highlights success stories from clients who have benefited from her coaching and the Saving Spark program, which provides actionable steps for better financial management.

Get Your Savings Spark Started Here!

Connect with Jewlz and learn new ways to manage your money, pay off debt and increase your savings!

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

ABOUT:

Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this heartfelt conversation, Julian "Jewlz The Budget Nerd" Kohlbrand and her sister Carlee Brown explore their family dynamics, the impact of Carlee's cancer journey, and the importance of relationships over material possessions. They discuss how their different perspectives on money and life choices have shaped their paths, the significance of family support during health crises, and the lessons learned from navigating challenges together. The conversation emphasizes the need for financial preparedness, emotional resilience, and the value of advocating for one's health.

RESOURCES:

Save $1000 in 5 Days!

Get out of the paycheck-to-paycheck cycle: Create Financial Margin Today!.

Connect With Me:

Website: www.jewlzthebudgetnerd.com

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian "Jewlz The Budget Nerd" Kohlbrand discusses the importance of saying no in various aspects of life, particularly in parenting and financial decisions. She emphasizes that saying no is a complete sentence and can empower individuals to make better choices for their future. The conversation explores how to navigate financial boundaries, the impact of credit culture, and the significance of teaching children the value of no. By setting boundaries and making conscious decisions, families can create a more stable financial future.

Mentioned in this episode: Are You Financially Overcommitted?

RESOURCES:

Save $1000 in 5 Days!

Get out of the paycheck-to-paycheck cycle: Create Financial Margin Today!.

Connect With Me:

Website: www.jewlzthebudgetnerd.com

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this conversation, Julian Kohlbrand and Sasha Lile discuss the importance of decluttering not just physical spaces but also mental and emotional clutter. Sasha shares her journey from being overwhelmed by possessions to finding clarity and purpose through minimalism. They explore the psychological aspects of attachment to items, the significance of creating a clutter-free environment, and the emotional benefits of letting go. The discussion emphasizes the importance of starting with personal spaces, particularly the bedroom, to foster a sense of calm and control. Sasha also highlights the value of community and giving back through decluttering, as well as the need for support in the process of change.

About Sasia Lile:

I'm a therapist who helps female entrepreneurs with littles release their emotional and physical clutter and the socially conditioned expectations that keep them playing small. I teach them how to declutter for good and create the mental capacity and confidence to level up in life and business by rewiring the limiting beliefs that keep them questioning their worth and chasing external validation.

Get Sasia's 7-Day Challenge Here!

FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

Submit your money questions here!

Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

ABOUT:

Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian "Jewlz The Budget Nerd" Kohlbrand talks about emotional spending, ways to identify it, how to safeguard your finances from it and practical ways to build health habits to keep your emotions from derailing your financial goals.

Key Takeaways:

• Emotional spending is real: Our emotions significantly influence our financial decisions.
• Identify your triggers: Understand what emotions lead you to impulsive spending.
• Pause and reflect: Take a moment to assess your emotions and the potential consequences of impulsive purchases.
• Develop healthy coping mechanisms: Replace emotional spending with activities that bring you joy and reduce stress.
• Set financial goals: Having clear financial objectives can help you stay focused and avoid impulsive spending.
• Seek professional help: If emotional spending is a persistent issue, consider consulting a therapist or financial coach.

Save $1000 in 5 days!

FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

Submit your money questions here!

Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

For more info on financial coaching services, visit jewlzthebudgetnerd.com.

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand

ABOUT:

Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Disclaimer:

The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.