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The future of banking isn’t just digital—and it’s definitely not just launching the next neobank. In this episode, fintech leader Krista Griggs unpacks what real innovation means in banking, AI, payments, and compliance.

Krista has guided top banks, fintechs, and global technology teams through complex transformations.

👇 Timestamps

00:00 – Welcome & intro: Krista Griggs on shaping financial services
00:59 – Krista’s journey from internet banking pioneer to fintech leader
02:37 – Bridging legacy banks with digital-first innovation
04:27 – Balancing compliance realities with rapid tech adoption
07:14 – GenAI, agentic AI, and their most promising use cases in banking
12:00 – Payments landscape: stablecoins, DLT, and AI-powered purchasing
14:46 – The future of digital banking: what will drive it forward?
18:46 – How to balance innovation with regulation in practice
21:06 – Recognition as Top 100 Woman in FinTech: what it means
22:44 – Leading innovation culture across industries
24:32 – Advice for new fintech leaders entering the space
25:35 – Rebuilding banking on distributed trust: Krista’s vision
27:35 – Closing thoughts

Our guest:
Krista Griggs
Global Account Director, GFT Technologies

Thank you for listening!

SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast

Connect with Productera:

Website: https://productera.io

Linkedin: / alexkhomyakov

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Tokenization isn't about crypto hype—and it’s definitely not just digitizing assets. In this episode, strategic catalyst Karl Schlegel unpacks what real tokenization means when applied to gold, infrastructure, energy, and other real-world assets.

Karl has advised billion-dollar ventures, led M&A across borders, and shaped policy conversations with the Federal Reserve. His take? Most projects fail because they ignore the fundamentals: dirty data, fragile trust models, and siloed blockchains.

👇 Timestamps
00:03 – Welcome & Intro: Who is Karl Schlegel and why tokenization is failing today
01:56 – What tokenization really means
04:20 – Tokenizing in-ground gold: real case study and lessons from commodities
07:50 – Has tokenization actually been implemented in production?
12:10 – What’s stopping tokenization from scaling? (Mindset, silos, and standards)
16:50– How close are we to full digitization of real-world assets?
19:10 – Confidence and regulation: what needs to shift to unlock mass adoption
22:20 – Does blockchain really create trust? (Spoiler: it preserves it)
23:28 – Technical layer: Proof of Reserve vs. Proof of Verification
31:00 – Who loses power and who gains trust in a blockchain-first economy?
35:42 – The biggest misconceptions in tokenization pitch decks
40:12 – Looking ahead: Where will real innovation happen in the next 24 months?

💥 If you're involved in fintech, GRC, or innovation teams, this episode is a must-watch. Understand how financial fraud, security fraud, and AI-powered deception are forcing firms to rethink their compliance strategies.

Our guest:
Karl G. Schlegel
Strategic Advisor in Asset Tokenization, Emerging Tech, and Digital Infrastructure
https://www.linkedin.com/in/karlschlegel/

Thank you for listening!

SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast

Connect with Productera:

Website: https://productera.io

Linkedin: / alexkhomyakov

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Most fintech startups don’t die from competition. They die from inside—when strategy drifts, teams misalign, and founders lose grip on execution without realizing it.

#financialcrime #fintechpodcast #MVPfeature

👇 Chapters & Timestamps
00:00 – Intro: Bridging Vision and Execution in Fintech
01:26 – Where Fintechs Lose the Thread: Vision vs. Roadmap
03:16 – Why AI Won’t Fix Your Alignment Problems
04:35 – Culture Shift: Getting Teams on the Same Page
05:39 – People & Communication: The Real Product Challenge
08:10 – Roadmap Audits: Tying Work to Business Outcomes
11:00 – How to Stop Founders from Overcontrolling Without Losing Strategy
15:00 – Agile on Paper vs. Agile in Practice
17:25 – Learning: The Secret Ingredient of Real Agile Teams
18:40 – Beyond Scrum: Why Agile Is Really a Cultural Shift
21:10 – The Hidden Cost of Ignoring Data as a Product
24:50 – Where the Data + AI + UX Formula Breaks Down
28:00 – Early-Stage Dilemma: Invest in Data or UX?
30:00 – The Most Underrated Metric in Product Strategy
31:40 – When Feedback Misleads: The Risk in User Insights
37:48 – Enterprise Talks vs. Startup Sales Pressure

Our guest:
Maribeth Martorana
Founder & CEO, Sapient Advisors
Strategic Adviso

Thank you for listening!

SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast

Connect with Productera:

Website: https://productera.io

Linkedin: / alexkhomyakov

Become a guest: https://productera.io/podcast