Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long.

She is a 24-year Army veteran turned travel entrepreneur who curates travel experiences, corporate retreats, and group trips. As the owner of Global Travel Design, a full-service travel agency under the Cruise Planners franchise, she helps individuals, businesses, and organizations plan stress-free, high-value trips.

Born and raised in Jamaica, where her mother ran a villa, Angeletha developed a passion for hospitality early on. After traveling extensively during her military career, she transitioned into the travel industry to help others explore the world without the hassle of planning. Today, she works with Black professionals, veteran organizations, and corporate clients, designing custom travel experiences that foster connection, growth, and relaxation.

Angeletha is deeply involved in both the business and veteran communities. She is an Eagle Leader for Team Red, White, and Blue, a nonprofit supporting veterans through community engagement, and a member of the Hilltop Elementary PTO, where she actively contributes to local education initiatives. She is also a member of the Atlanta Black Chamber and Perry Area Chamber, where she collaborates with Black entrepreneurs and business leaders to expand opportunities in travel.

Her expertise in military and veteran travel has made her a sought-after speaker. She has been featured at the VECTR Center, where she educates service members on free and reduced-cost travel opportunities, helping veterans and active-duty personnel maximize their travel benefits.

Company Description *
Global Travel Design, powered by Cruise Planners, is a full-service travel agency that specializes in customized group travel, corporate retreats, incentive travel, and luxury vacations. Whether it’s an entrepreneur hosting a business mastermind, a company planning a retreat, or a family looking for a stress-free getaway, Global Travel Design ensures every trip is seamless and memorable.

With exclusive access to discounted rates, VIP experiences, and tailored itineraries, Global Travel Design offers a personalized approach that goes beyond traditional booking services. As a trusted travel advisor, Angeletha Long provides hands-on guidance, flexible payment options, and expert recommendations to help clients maximize their travel experiences.

Current featured trips include the NCL Aqua 2025 escorted group cruise, designed for professionals, first-time cruisers, and groups looking for a premier travel experience.

Based in Warner Robins, GA | Serving clients nationwide
Website: www.myDreamVacationTravel.com| Email: Angeletha.Long@cruiseplanners.com

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Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Virgie Bright Ellington.

An internal medicine physician and medical billing expert. The discussion focuses on the complexities of health insurance, financial risks tied to medical expenses, and strategies to protect oneself from crushing medical debt.

Key Highlights:

1. Introduction to the Show:
   Rushion McDonald sets the stage for conversations about financial empowerment, entrepreneurship, and learning from successful professionals.

2. Guest Introduction – Dr. Virgie Bright Ellington:

   • She has extensive experience in primary care, psychiatry, and health insurance.
   • She helps patients navigate medical billing and financial pitfalls in healthcare.
   • She hosts What Your Doctor Wants You to Know, a podcast providing insights into healthcare and medical expenses.

3. The Reality of Health Insurance:

   • Even individuals with "great" health insurance are still at risk of massive medical debt.
   • Deductibles reset annually, meaning someone who undergoes treatment at the end of the year may find themselves financially exposed when the new year begins.
   • Medical expenses often lead to bankruptcy, making insurance literacy essential.

4. Why People Avoid Insurance:

   • Younger individuals often feel invincible and avoid paying for insurance.
   • Unexpected accidents or illnesses can derail financial stability, even for the healthiest individuals.

5. Steps to Avoid Medical Debt:
   Dr. Ellington outlines three steps to properly handle and negotiate medical bills:

   • Step 1: Ensure the bill contains real CPT (Current Procedural Terminology) codes—many bills are sent without them, making it harder for patients to validate costs.
   • Step 2: Research CPT codes online or use her Medical Bill Buster App to compare billed charges to Medicare rates (Medicare sets the most reasonable prices).
   • Step 3: Negotiate with healthcare providers using Medicare pricing as leverage to reduce inflated charges.

6. The Importance of Supplemental Insurance:

   • Traditional health insurance doesn’t always cover major costs.
   • Individuals, especially entrepreneurs and gig workers, should consider critical illness insurance, hospitalization insurance, and accident insurance as financial safeguards.

7. Insurance vs. Other Mandatory Coverage:

   • Unlike home or car insurance (which is legally required), health insurance is not mandatory in many cases, despite being equally essential for financial security.
   • This creates a gap where uninsured individuals take on extreme financial risk when health issues arise.

8. How to Contact Dr. Virgie Bright Ellington:

   • Website: crushmedicaldebt.com
   • Email: Dr.Virgie@crushmedicaldebt.com

Overall Takeaway:

The discussion reinforces that health insurance should be viewed as a financial protection tool, not just a routine expense. Entrepreneurs, gig workers, and uninsured individuals need to take proactive steps in securing coverage and understanding how to negotiate medical bills effectively.

Would you like a more in-depth analysis on a particular topic from this discussion?

#BEST

#STRAW

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Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.