Most people think of a 401(k) as a simple retirement account. But it’s actually part of the tax code—and the way it works may not be as beneficial as you’ve been led to believe.

In this first episode of The Angie.CPA Show, financial planner Angie Grainger, CPA/PFS, CFP®, breaks down the real purpose of a 401(k), the trade-offs you’re making when you contribute, and how to make more confident decisions based on your actual needs.

You’ll learn what the 401(k) was designed to do, what you lose in capital gains treatment, how to think clearly when markets drop, and how to avoid reacting out of fear.

Download the free Quick Guide to 401(k)s

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For personalized support, schedule a consult with Angie at ⁠angie.cpa⁠

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