This one’s for all of us who want financial clarity — but aren’t sure where to start, what the terms mean, or if we’re doing anything right.

Today’s guest is Cam, a 26-year-old financial advisor (and my financial advisor) who breaks down what real financial planning actually looks like — not just investments or budgeting, but a holistic overview of everything we need to know.

Together, we unpack the parts of financial planning no one walked us through — and what to do about it now.

In this episode:

• What defensive planning is (and why it matters way more than you think)
• Emergency funds, insurance, and debt
• Good debt vs. bad debt — and how to prioritize what to pay off
• The 4 “drawers” of investing (a helpful analogy for where to put your money)
• 401(k)s, Roth IRAs, and planning for retirement
• Budgeting & saving strategies

If you’ve ever thought, “I make money… now what?” — this one’s for you.

RATINGS:
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Heart - 2
Head - 9
Hands - 5

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