Want Some "Not Nice Advice" Send Us A Text!

Is luck actually random—or can you create your own?

Today’s guest, Nicole Perone, says luck isn’t some mystical force reserved for the chosen few. It’s a strategy—and she’s living proof. As the SVP at the #1 retail mortgage company and host of The Billion Dollar Banker podcast, Nicole has been studying what she calls the science of luck!

In this episode, we dig into what it really takes to create your own opportunities, make bold moves, and build a reputation that opens doors. Nicole shares how she broke into a male-dominated industry at just 23, scaled to leading a $2B mortgage team by 33, and the mindset shifts that helped her rise fast and lead with impact.

We’re talking:

• The psychology of high performers
• How to build your own momentum when no one’s clapping yet
• Imposter syndrome (and what to do when it creeps in)
• The not-so-glamorous truth behind “overnight” success

If you’ve ever felt stuck, underestimated, or like you’re waiting for permission—this episode is your wake-up call to stop waiting and start owning your next big move.

Show Notes:

• Check Out The Billion Dollar Banker Podcast
• Follow Nicole On Instagram
• Nicole's Book Recommendation: Discipline Is Destiny

🏁 Connect With Us On Instagram!

• Not Nice Clever
• Candice Carcioppolo
• Kat Torre

📣 Amplify by Not Nice. Clever. is the ace up your sleeve. It's a hands on, workshop style delivery full of replicable frameworks, and actionable strategies that you team can put in place right away.

Find out more HERE.

🎙 Book Kat and Candice to speak at your next event, summit or workshop HERE